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Fucking, God, and Internet: mandatalks: locatescape: ask-link-the-hylian-champion: theinfiknight: memeseverdie: bidfox: rnother-hen: neener-nina: deltadragoon: vikinglibertarian: zombie-alpaca-sex-tarp: bestrooftalkever: coolstoryrob: meeeeeeeeeeeeeeeeeeerlin: serionsly: voyagevisuelle: This a Moonmelon, scientifically knows as asidus. This fruit grows in some parts of Japan, and is known for its vibrant blue color. What you probably don’t know about this fruit is that it can switch flavors after you eat it. Everything sour will taste sweet, everything salty will taste bitter, and it gives water a strong orange-like taste. It’s also very expensive…costing about ¥16000 JPY (which is about 200 dollars). or you know this could be photoshopped but idk you tell me this is alexandrias melon (wow) it never grows seeds but it can still produce other melons (its magic) it is grown deep in the jungles of peru and can prevent you from aging well into the hundreds it is known by the natives there as k’uhul ajaw cacao shi-jiiy. its really strange how all of these pictures look exactly the same because everything on the internet is true This is the Peppermeloni. (seriously gosh just look at that sexy mother fucker) Its scientific name is Tumblrous Pepperonus. The only known specimen is in a pot in David Karps treasure dungeon. It is a tradition that a single slice is given to every tumblr blog that reaches 500,000 followers. It has the remarkable property of being as healthy as watermelon but tasting like cheesy pepperoni pizza. This planet is really just so amazing guys wow. Patrickmelon The taste of this melon will always surprise you. I’m fucking done with this site This is the evermelon. If you cut this watermelon a certain way you will find that it has seemingly regenerated. You can do this an infinite number of times and will have a neverending supply of melon. OH GOD I haven’t seen this post in YEARS and THAT is the fucking additon to it!? ALRIGHT THATS IT ITS TIME TO STOP Hi my name is Ebony Dark'ness Dementia Ravenmelon and I’m ebony black  (that’s how I got my name) with purple streaks and red tips, and a lot of people tell me I look like watermelons (AN: if u don’t know what dat is get da hell out of here!). Nothing will ever be better than the last one HASHBFJGJDHRJFKFKRJ That last one took me out at the god damn kneecaps- Someone wrote a really interesting article about why people believe these sorts of things so easily.
Fucking, God, and Internet: mandatalks:

locatescape:

ask-link-the-hylian-champion:


theinfiknight:


memeseverdie:

bidfox:

rnother-hen:

neener-nina:

deltadragoon:

vikinglibertarian:

zombie-alpaca-sex-tarp:

bestrooftalkever:

coolstoryrob:

meeeeeeeeeeeeeeeeeeerlin:

serionsly:

voyagevisuelle:

This a Moonmelon, scientifically knows as asidus. This fruit grows in some parts of Japan, and is known for its vibrant blue color. What you probably don’t know about this fruit is that it can switch flavors after you eat it. Everything sour will taste sweet, everything salty will taste bitter, and it gives water a strong orange-like taste. It’s also very expensive…costing about ¥16000 JPY (which is about 200 dollars).

or you know this could be photoshopped

but idk
you tell me


this is alexandrias melon (wow)
it never grows seeds but it can still produce other melons (its magic)
it is grown deep in the jungles of peru and can prevent you from aging well into the hundreds
it is known by the natives there as k’uhul ajaw cacao shi-jiiy.
its really strange how all of these pictures look exactly the same because everything on the internet is true


This is the Peppermeloni. (seriously gosh just look at that sexy mother fucker) Its scientific name is Tumblrous Pepperonus.
The only known specimen is in a pot in David Karps treasure dungeon. It is a tradition that a single slice is given to every tumblr blog that reaches 500,000 followers.
It has the remarkable property of being as healthy as watermelon but tasting like cheesy pepperoni pizza.
This planet is really just so amazing guys wow.


Patrickmelon
The taste of this melon will always surprise you.

I’m fucking done with this site


This is the evermelon.
If you cut this watermelon a certain way you will find that it has seemingly regenerated. You can do this an infinite number of times and will have a neverending supply of melon.



OH GOD I haven’t seen this post in YEARS and THAT is the fucking additon to it!?

ALRIGHT THATS IT ITS TIME TO STOP


Hi my name is Ebony Dark'ness Dementia Ravenmelon and I’m ebony black  (that’s how I got my name) with purple streaks and red tips, and a lot of people tell me I look like watermelons (AN: if u don’t know what dat is get da hell out of here!).


Nothing will ever be better than the last one 


HASHBFJGJDHRJFKFKRJ


That last one took me out at the god damn kneecaps-



Someone wrote a really interesting article about why people believe these sorts of things so easily.

mandatalks: locatescape: ask-link-the-hylian-champion: theinfiknight: memeseverdie: bidfox: rnother-hen: neener-nina: deltadragoon...

Beijing, Definitely, and Guns: BANG BANG WE CAN END GUN VIOLENCE. xphilosoraptorx: unlimited-shitpost-works: siryouarebeingmocked: 8lastrat8: american–support: kasaron: allriot-political-tshirts: American citizens own 40% of all guns in the world. Out of more than one billion firearms in the world, American citizens hold 393 million, for a population of roughly 326 million. That’s a lot of guns! The last time the US federal government managed to pass laws that limit the spread and use of guns was 25 years ago. It was 1994. The Federal Assault Weapons Ban was temporary. It expired in 2004, resulting in a massive increase in mass shootings across the country. Republicans are running out of excuses, blaming the latest incidents in Drayton and El Paso on video games. We can end gun violence. Let’s start with gun control. What sort of gun control legislation would you like to see be put into place? OP, that claim of shootings increased is false. The violence and shootings didn’t change in that decade from the previous decade, and in fact, violence has been on the decline. WHAT HAS CHANGED is how much media is shoved down your throat. Thats it. The nonstop spam from legacy media of a single event for a month, if not months on end is what changed. It used to be a 5, maybe 10 minute story has now turned into a 4 week “constant coverage” of spewing the same info daily, with nothing added. After the early 90s, we saw a sharp decline and its been declining ever since. Meanwhile, ownership is at an alltime high, increasing, as if a plethora of armed citizens reduces the audacity of a potential killer to attempt knowing they’ll get capped. What has also changed is the increase in the absolutely terrible idea of “gun free zones” seeing as approximately 85-95% of these shootings are occuring in these zones. Seems like that’s your problem. Hmm, this graph seems to showcase that despite the US owning vastly more guns… homicide rate is lower than a hefty chunk of even the non gun owners… I’d just like to know how they propose to take our guns. If I got one logical explanation from one of these half wits that didn’t include magic or ridiculous gestapo tactics we could have a conversation but, every F’ing time it devolves into name calling, insults, and slander. They simply can’t explain how to take the guns away. Not a single one of them has ever responded to me without crass vulgarities and irrational screeching. myamberreason said:  Anyway, guys, why you need THAT many guns? I understand owned a few for protection or legal hunting, but why do you have around 40% of firearms in the world?? I’m sorry, are you implying the Yanks should meet international proportional quotas on guns? We do own a few for self-defense and hunting. It’s just that the rest of the world doesn’t own very many guns. The reason we all have so many guns is very simple: logistics. The point of the second amendment is for us, the citizens of the USA, to be “shit your pants, wake up in a cold sweat” terrifying to the people running this country, so much so that they involuntarily have second, third, even fourth thoughts about ever violating our rights. The 2nd amendment is the most important and most powerful of all the amendments. Every single right and amendment could taken away, and we could regain them all with that one. And I’m not the only one who recognizes the importance of the 2nd.And it definitely terrifies Beijing. I’ve said it before and I’ll say it again: I don’t have to justify an amount of guns to you any more than I have to justify how many video games or coffee cups I have.
Beijing, Definitely, and Guns: BANG
 BANG
 WE CAN END GUN VIOLENCE.
xphilosoraptorx:

unlimited-shitpost-works:
siryouarebeingmocked:


8lastrat8:

american–support:

kasaron:


allriot-political-tshirts:


American citizens own 40% of all guns in the world. 

Out of more than one billion firearms in the world, American citizens hold 393 million, for a population of roughly 326 million. That’s a lot of guns!

The last time the US federal government managed to pass laws that limit the spread and use of guns was 25 years ago. It was 1994. The Federal Assault Weapons Ban was temporary. It expired in 2004, resulting in a massive increase in mass shootings across the country. Republicans are running out of excuses, blaming the latest incidents in Drayton and El Paso on video games.

We can end gun violence. Let’s start with gun control.


What sort of gun control legislation would you like to see be put into place?


OP, that claim of shootings increased is false. The violence and shootings didn’t change in that decade from the previous decade, and in fact, violence has been on the decline. 
WHAT HAS CHANGED is how much media is shoved down your throat. Thats it. The nonstop spam from legacy media of a single event for a month, if not months on end is what changed. It used to be a 5, maybe 10 minute story has now turned into a 4 week “constant coverage” of spewing the same info daily, with nothing added. 
After the early 90s, we saw a sharp decline and its been declining ever since. 
Meanwhile, ownership is at an alltime high, increasing, as if a plethora of armed citizens reduces the audacity of a potential killer to attempt knowing they’ll get capped.
What has also changed is the increase in the absolutely terrible idea of “gun free zones” seeing as approximately 85-95% of these shootings are occuring in these zones. Seems like that’s your problem. 
Hmm, this graph seems to showcase that despite the US owning vastly more guns… homicide rate is lower than a hefty chunk of even the non gun owners…


I’d just like to know how they propose to take our guns. If I got one logical explanation from one of these half wits that didn’t include magic or ridiculous gestapo tactics we could have a conversation but, every F’ing time it devolves into name calling, insults, and slander. They simply can’t explain how to take the guns away. Not a single one of them has ever responded to me without crass vulgarities and irrational screeching. 



myamberreason said: 
Anyway, guys, why you need THAT many guns? I understand owned a few for protection or legal hunting, but why do you have around 40% of firearms in the world??


I’m sorry, are you implying the Yanks should meet international proportional quotas on guns?


We do own a few for self-defense and hunting.  It’s just that the rest of the world doesn’t own very many guns.


The reason we all have so many guns is very simple: logistics. The point of the second amendment is for us, the citizens of the USA, to be “shit your pants, wake up in a cold sweat” terrifying to the people running this country, so much so that they involuntarily have second, third, even fourth thoughts about ever violating our rights. The 2nd amendment is the most important and most powerful of all the amendments. Every single right and amendment could taken away, and we could regain them all with that one. And I’m not the only one who recognizes the importance of the 2nd.And it definitely terrifies Beijing.

I’ve said it before and I’ll say it again: I don’t have to justify an amount of guns to you any more than I have to justify how many video games or coffee cups I have.

xphilosoraptorx: unlimited-shitpost-works: siryouarebeingmocked: 8lastrat8: american–support: kasaron: allriot-political-tshirts: A...

College, Community, and Gif: Kara @karawrite On behalf of, I dunno, EVERY FAT KID IN the USA, I'ma go ahead and call BS on the whole bullying creates mass shooters narrative. LGBTQ kids, kids of color, disabled kids, poor kids, girl kids are bullied. Who's doing the shooting? White boys whose parents don't secure their guns 5/22/18, 10:40 PM 39 Retweets 106 Likes shanlad: redmachasacorns: Not a single lie in sight…… Hello, college grad that actually wrote an award winning paper on this topic! Here’s some knowledge I’d like to share: There’s actually been studies as to why it’s usually white kids, a large conclusion amongst the criminology community is that those that often have more privileged lives (white kids in our society’s case) are less adept to dealing with stress and denial. Whereas minorities and others are more likely to cope and function normally despite stressors because of the constant stressors that come from systematic racism and/or other platforms of more limited priviledge. TL;DR: It’s usually a white kid because their privilege incacipated their ability to learn how to handle stress/ denial/ whatever without acting out. The less privileged are done used to the bs and thus typically dont turn to extreme measures as coping mechanisms. EDIT: I had reblogged this and added a link to the paper (which I should’ve done to begin with,) but it’s probably best I just edit my original reblog and add the link (which I also should’ve just done already.) Anyway, it can be found fully sourced here.
College, Community, and Gif: Kara
 @karawrite
 On behalf of, I dunno, EVERY FAT KID
 IN the USA, I'ma go ahead and call BS
 on the whole bullying creates mass
 shooters narrative. LGBTQ kids, kids of
 color, disabled kids, poor kids, girl kids
 are bullied. Who's doing the shooting?
 White boys whose parents don't
 secure their guns
 5/22/18, 10:40 PM
 39 Retweets 106 Likes
shanlad:
redmachasacorns:

Not a single lie in sight……

Hello, college grad that actually wrote an award winning paper on this topic! Here’s some knowledge I’d like to share: There’s actually been studies as to why it’s usually white kids, a large conclusion amongst the criminology community is that those that often have more privileged lives (white kids in our society’s case) are less adept to dealing with stress and denial. Whereas minorities and others are more likely to cope and function normally despite stressors because of the constant stressors that come from systematic racism and/or other platforms of more limited priviledge. 
TL;DR: It’s usually a white kid because their privilege incacipated their ability to learn how to handle stress/ denial/ whatever without acting out. The less privileged are done used to the bs and thus typically dont turn to extreme measures as coping mechanisms. 
EDIT: I had reblogged this and added a link to the paper (which I should’ve done to begin with,) but it’s probably best I just edit my original reblog and add the link (which I also should’ve just done already.)
Anyway, it can be found fully sourced here.

shanlad: redmachasacorns: Not a single lie in sight…… Hello, college grad that actually wrote an award winning paper on this topic! Here’s...

Club, Dogs, and Lgbt: Discord -111 2:25 PM Tweet Love, Noelle @lesbianhamlet 2/25/18 A website like @doesthedogdie but for LGBT characters. Does the gay die? 2 Does the Dog Die @doesthedog...。2d 、 What are some example movies where this happens? Love, Noelle @lesbianhamlet 2d Brokeback Mountain, Atomic Blonde, Bent, The Best Exotic Marigold Hotel, Braveheart, A Single Man, Cloud Atlas, Black Swan, Philadelphia, Rent, Dallas Buyers Club, The Normal Heart, Mulholland Drive, Milk, Holding the Man, Four Weddings and a Funeral, Another Country, Deathtrap Does the Dog Die @doesthedogdie Tweet your reply Discord -111 2:25 PM Tweet oes the Dog Die @doesthedogdie Replying to @lesbianhamlet "Does a LGBT person die?" is an option now on doesthedogdie.com. Thanks for the suggestion! /28/18, 2:17 PM Tweet your reply unicornlamps: curface: omgkalyppso: pennie-dreadful: lukenull: I made a difference in the world! REBLOG TO SAVE YOUR QUEER HEART FROM BREAKING I’ve seen a bunch of people in the notes concerned (like I was) of comparisons of members of the lgbt to dogs: but upon visiting their website I was reassured that they monitor a variety of content, including (but not limited to): THIS IS A GOOD SITE If you guys havent checked out their website yet, I would highly seggust it. They frequently add new triggers to the list of things they track, and in the information is crowdsourced, so you can rest assured that the information they give on movies does not only come from a single corporate source
Club, Dogs, and Lgbt: Discord -111
 2:25 PM
 Tweet
 Love, Noelle @lesbianhamlet 2/25/18
 A website like @doesthedogdie but for
 LGBT characters. Does the gay die?
 2
 Does the Dog Die @doesthedog...。2d 、
 What are some example movies where
 this happens?
 Love, Noelle @lesbianhamlet 2d
 Brokeback Mountain, Atomic Blonde,
 Bent, The Best Exotic Marigold Hotel,
 Braveheart, A Single Man, Cloud Atlas,
 Black Swan, Philadelphia, Rent, Dallas
 Buyers Club, The Normal Heart,
 Mulholland Drive, Milk, Holding the
 Man, Four Weddings and a Funeral,
 Another Country, Deathtrap
 Does the Dog Die
 @doesthedogdie
 Tweet your reply

 Discord -111
 2:25 PM
 Tweet
 oes the Dog Die
 @doesthedogdie
 Replying to @lesbianhamlet
 "Does a LGBT person die?" is an
 option now on doesthedogdie.com.
 Thanks for the suggestion!
 /28/18, 2:17 PM
 Tweet your reply
unicornlamps:

curface:

omgkalyppso:

pennie-dreadful:

lukenull:
I made a difference in the world!

REBLOG TO SAVE YOUR QUEER HEART FROM BREAKING


I’ve seen a bunch of people in the notes concerned (like I was) of comparisons of members of the lgbt to dogs: but upon visiting their website I was reassured that they monitor a variety of content, including (but not limited to):




THIS IS A GOOD SITE


If you guys havent checked out their website yet, I would highly seggust it. They frequently add new triggers to the list of things they track, and in the information is crowdsourced, so you can rest assured that the information they give on movies does not only come from a single corporate source

unicornlamps: curface: omgkalyppso: pennie-dreadful: lukenull: I made a difference in the world! REBLOG TO SAVE YOUR QUEER HEART FROM B...

Community, Family, and Finance: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.
Community, Family, and Finance: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this 


Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.

thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitali...

Family, Get Money, and God: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this
Family, Get Money, and God: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this

thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitali...