excuse


                    
                    
                

                

                

            

        
    







            

            
            

                

                    
                

                

                    

                        


	

	
    

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    Believe, You, and Sir: Excuse me sir, I believe this belongs to you
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                Believe, You, and Sir: Excuse me sir, I believe this belongs to you
                
            

            
            
Excuse me sir, I believe this belongs to you

            
            
        

    



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            




    Comfortable, Tumblr, and Angels: AS
thecutestcatever:
beauty-pantry:


cuteness–overload:

Fine. I’m comfortable.
Source: http://bit.ly/2wrNZdp

the tiniest of all angels


Excuse me but that’s a babybean 

    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                Comfortable, Tumblr, and Angels: AS
thecutestcatever:
beauty-pantry:


cuteness–overload:

Fine. I’m comfortable.
Source: http://bit.ly/2wrNZdp

the tiniest of all angels


Excuse me but that’s a babybean 

                
            

            
            
thecutestcatever:
beauty-pantry:


cuteness–overload:

Fine. I’m comfortable.
Source: http://bit.ly/2wrNZdp

the tiniest of all angels


Exc...

            
            
        

    



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            




    Anime, Cartoon Network, and Love: COhen lwas a Kid hada
 big Spongebob plushie that
 Jeasth
 laved to
 was obsessed with
 Spongebob...
 Spongebob
 tooth brush
 paste!
 Ceadouod
 Pis!
 Sponge bob
 Bday Party!
 0ριροφ ρυν
 could
 However,
 whe never
 AME-AVEmy undying
 CAPTAIN! love fo
 Sponge bob
 YoU READY
 KIDSP
 was not
 shared
 with my
 Mother...
 Ias ked her to comment
 and she stated:
 tgrates my
 5ου
 His tormenting
 laugh haunts my
 dreams to
 this day

 "One day I came home from
 School and my s ponge bob plosh
 was missing from my bed./
 \SPO0ONGEBOB!
 Searched
 everywhere but
 he was nowhere
 to be found...
 never
 Saw him
 ALWE!
 again...

 Years later,mother asked me to
 bring down my pillow covers
 So she could wash them
 ZI||I
 Spongebob wasn't
 misst na...
 He was
 murdered

 She amputate
 his limbs and
 nose
 and turned him into
 a pillow.
 Ga
 Istill cant
 believe yoo di
 that.
 lwas overcome
 with rage
someoneintheshadow456:

dysphoric-varian:

dysphoric-rohan:


dasha-henshins:

outofpocket-prince:


dysphoric-rohan:


such-justice-wow:

roselph:
a murder mystery

Uhhh that’s super fucked up if true. Imagine destroying your child’s toys and brushing it off

I mean this is genuinely abusive. You can laugh it off now, but your parent destroyed your beloved possession just because your interests didn’t match theirs and they couldn’t manage their emotions. That’s a horrible way to treat your child.


Ya that is fucked up :) but seriously you guys have some weird impressions of what parents are. They are dumbass adults who grew biological polyps. They are allowed to have feelings. Yeah turning SpongeBob into a Dexter pillow is not a stellar response to grateing nautical laughter, but it didn’t hurt anyone, and they can laugh about it now, what secret psychological dagger do you think was rammed into their heart? Abuse is more then being petty, it is more than being mean. 


Emotional parental abuse fucks you over about as much as physical one, but we just don’t talk about it. 

Don’t excuse abuse with “they’re just human and have feelings”. I have feelings, too, but do I break things belonging to my loved ones? Do I rip off the arms and legs of my fiancee’s or my brothers’ action figures and plushes? No! Because I love those people and treat their things with respect. It 100% does hurt people. Can you not imagine the pain of being a child and having your favourite stuffed toy go missing? Can you imagine the trauma of seeing your favourite stuffed toy mutilated when you’re just a child?Not respecting somebody’s belongings or going out of your way to destroy or get rid of somebody’s belongings is abuse. I know this because I was abused and this was done to me as part of my abuser’s control over me.Yes, abuse is more than being mean. Glad you mentioned that. Abuse is being mean, to somebody you’re supposed to love and care for, and who trusts you deeply. You’ve proved my point.


Tearing up your kids toy is the same as destroying your fiances xbox. 
My mom practically grounded me every time I watched Cartoon Network because she thought it was annoying. 


My parents used to bully me for liking anime and even told me that the only way to get people to like me is to abandon it and become “normal, instead of watching stupid trash.” When I mentioned my classmates making fun of me they said “of course they will if you continue to watch garbage.” 
Worst part was that the lesson I ACTUALLY needed to learn was “be considerate about others, not everyone likes the same thing as you, there’s a time and place to talk about your interests.” But they didn’t know how to teach that to me and thought if they verbally abused me I’d somehow get the message from that. 

    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                Anime, Cartoon Network, and Love: COhen lwas a Kid hada
 big Spongebob plushie that
 Jeasth
 laved to
 was obsessed with
 Spongebob...
 Spongebob
 tooth brush
 paste!
 Ceadouod
 Pis!
 Sponge bob
 Bday Party!
 0ριροφ ρυν
 could
 However,
 whe never
 AME-AVEmy undying
 CAPTAIN! love fo
 Sponge bob
 YoU READY
 KIDSP
 was not
 shared
 with my
 Mother...
 Ias ked her to comment
 and she stated:
 tgrates my
 5ου
 His tormenting
 laugh haunts my
 dreams to
 this day

 "One day I came home from
 School and my s ponge bob plosh
 was missing from my bed./
 \SPO0ONGEBOB!
 Searched
 everywhere but
 he was nowhere
 to be found...
 never
 Saw him
 ALWE!
 again...

 Years later,mother asked me to
 bring down my pillow covers
 So she could wash them
 ZI||I
 Spongebob wasn't
 misst na...
 He was
 murdered

 She amputate
 his limbs and
 nose
 and turned him into
 a pillow.
 Ga
 Istill cant
 believe yoo di
 that.
 lwas overcome
 with rage
someoneintheshadow456:

dysphoric-varian:

dysphoric-rohan:


dasha-henshins:

outofpocket-prince:


dysphoric-rohan:


such-justice-wow:

roselph:
a murder mystery

Uhhh that’s super fucked up if true. Imagine destroying your child’s toys and brushing it off

I mean this is genuinely abusive. You can laugh it off now, but your parent destroyed your beloved possession just because your interests didn’t match theirs and they couldn’t manage their emotions. That’s a horrible way to treat your child.


Ya that is fucked up :) but seriously you guys have some weird impressions of what parents are. They are dumbass adults who grew biological polyps. They are allowed to have feelings. Yeah turning SpongeBob into a Dexter pillow is not a stellar response to grateing nautical laughter, but it didn’t hurt anyone, and they can laugh about it now, what secret psychological dagger do you think was rammed into their heart? Abuse is more then being petty, it is more than being mean. 


Emotional parental abuse fucks you over about as much as physical one, but we just don’t talk about it. 

Don’t excuse abuse with “they’re just human and have feelings”. I have feelings, too, but do I break things belonging to my loved ones? Do I rip off the arms and legs of my fiancee’s or my brothers’ action figures and plushes? No! Because I love those people and treat their things with respect. It 100% does hurt people. Can you not imagine the pain of being a child and having your favourite stuffed toy go missing? Can you imagine the trauma of seeing your favourite stuffed toy mutilated when you’re just a child?Not respecting somebody’s belongings or going out of your way to destroy or get rid of somebody’s belongings is abuse. I know this because I was abused and this was done to me as part of my abuser’s control over me.Yes, abuse is more than being mean. Glad you mentioned that. Abuse is being mean, to somebody you’re supposed to love and care for, and who trusts you deeply. You’ve proved my point.


Tearing up your kids toy is the same as destroying your fiances xbox. 
My mom practically grounded me every time I watched Cartoon Network because she thought it was annoying. 


My parents used to bully me for liking anime and even told me that the only way to get people to like me is to abandon it and become “normal, instead of watching stupid trash.” When I mentioned my classmates making fun of me they said “of course they will if you continue to watch garbage.” 
Worst part was that the lesson I ACTUALLY needed to learn was “be considerate about others, not everyone likes the same thing as you, there’s a time and place to talk about your interests.” But they didn’t know how to teach that to me and thought if they verbally abused me I’d somehow get the message from that. 

                
            

            
            
someoneintheshadow456:

dysphoric-varian:

dysphoric-rohan:


dasha-henshins:

outofpocket-prince:


dysphoric-rohan:


such-justice-wow:

r...

            
            
        

    



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            




    Community, Family, and Finance: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this 


Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                Community, Family, and Finance: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this 


Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.
                
            

            
            
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitali...