🔥 | Latest

Bailey Jay, Family, and Get Money: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200.
Bailey Jay, Family, and Get Money: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your...

America, Children, and Community: ABC7 Eyewitness News @ABC7 Follow CALIFORNIA POLLUTION: Latinos, blacks breathe 40 percent more pollution than whites in California, study says STUDY FINDS RACIAL DISPARITY IN POLLUTION EXPOSURE EYEWITNESS NEWS Latinos, blacks breathe 40 percent more pollution than whites in CA: Study Latinos and African-Americans breathe about 40 percent more pollution than white people do in California, a new study has found. abc7.com mony @moneycaa Follow It's called environmental racism, not the air choosing lol. Our homes tend to be near industrial areas, oil mills, freeways, factories, etc. Black children are more likely to get asthma because of this. ABC7 Eyewitness News@ABC7 CALIFORNIA POLLUTION: Latinos, blacks breathe 40 percent more pollution than whites in California, study says abc7.la/2DaeCqa 4:47 PM 6 Feb 2019 14,828 Retweets 37,462 Likes 0O Follow @jessisdeadxxx Replying to @moneycaa I had no knowledge of environmental racism until I read local articles of section 8 apartments completely boxed in by 3 major interstates in Orlando, Florida. I was dumbfounded. Environmental racism is very real @ 37%@._--+ 1:22 AM atlantablackstar.com T-Mobile ATLaNTa BLacK STaR NEIGHBORHOOD IS KILLING In the historically Black community of Parramore in Orlando, Florida, residents are surrounded by highways. The exhaust produced by the more than 300,000 vehicles that pass through the neighborhood each day has created health problems, including cancer, asthma and other respiratory ailments. (Photo: environmentalstudiesblog) The struggle for environmental justice in low-income and Black communities continues. This is most certainly the case in Orlando, Florida. In the heart of one of the premier tourist destinations in the United States, the theme park capital of America, the residents of a historically Black community are having trouble breathing due to air pollution T-Mobile 1:22 AM @ 37% @ -0.+ a google.com m.huffpost.com HUFFPOSTI Even Breathing Is A Risk In One Of Orlando's Poorest Neighborhoods People inhale soot and noxious fumes from the car-laden highways encircling their historically black community. blackqueerblog: Clean water, clean air, access to nutritious food, etc; access based on zip code. A well known case of environmental racism is the Flint water crisis. Less effort goes into neighborhoods for poc and tending to them
America, Children, and Community: ABC7 Eyewitness News
 @ABC7
 Follow
 CALIFORNIA POLLUTION: Latinos, blacks
 breathe 40 percent more pollution than
 whites in California, study says
 STUDY FINDS RACIAL DISPARITY IN POLLUTION EXPOSURE
 EYEWITNESS NEWS
 Latinos, blacks breathe 40 percent more pollution than whites in CA: Study
 Latinos and African-Americans breathe about 40 percent more pollution than white
 people do in California, a new study has found.
 abc7.com

 mony
 @moneycaa
 Follow
 It's called environmental racism, not the
 air choosing lol. Our homes tend to be
 near industrial areas, oil mills, freeways,
 factories, etc. Black children are more
 likely to get asthma because of this.
 ABC7 Eyewitness News@ABC7
 CALIFORNIA POLLUTION: Latinos, blacks breathe 40 percent more pollution
 than whites in California, study says abc7.la/2DaeCqa
 4:47 PM 6 Feb 2019
 14,828 Retweets 37,462 Likes 0O

 Follow
 @jessisdeadxxx
 Replying to @moneycaa
 I had no knowledge of environmental racism
 until I read local articles of section 8
 apartments completely boxed in by 3 major
 interstates in Orlando, Florida. I was
 dumbfounded. Environmental racism is very
 real

 @ 37%@._--+
 1:22 AM
 atlantablackstar.com
 T-Mobile
 ATLaNTa BLacK STaR
 NEIGHBORHOOD
 IS
 KILLING
 In the historically Black community of Parramore in
 Orlando, Florida, residents are surrounded by
 highways. The exhaust produced by the more than
 300,000 vehicles that pass through the neighborhood
 each day has created health problems, including
 cancer, asthma and other respiratory ailments.
 (Photo: environmentalstudiesblog)
 The struggle for environmental justice in low-income
 and Black communities continues. This is most
 certainly the case in Orlando, Florida. In the heart of
 one of the premier tourist destinations in the United
 States, the theme park capital of America, the
 residents of a historically Black community are
 having trouble breathing due to air pollution

 T-Mobile
 1:22 AM
 @
 37% @
 -0.+
 a google.com
 m.huffpost.com
 HUFFPOSTI
 Even Breathing Is A Risk In
 One Of Orlando's Poorest
 Neighborhoods
 People inhale soot and noxious fumes from
 the car-laden highways encircling their
 historically black community.
blackqueerblog:
Clean water, clean air, access to nutritious food, etc; access based on zip code. A well known case of environmental racism is the Flint water crisis. Less effort goes into neighborhoods for poc and tending to them

blackqueerblog: Clean water, clean air, access to nutritious food, etc; access based on zip code. A well known case of environmental racism ...

Android, Disappointed, and Fall: lamnewatthis @sandynewtothis Replying to @realDonaldTrump I have to pay $2000 MORE in taxes this year! What happened?? I voted for you and thought you were fixing this, not making it worse!? I thought l would get money back this year!? 11:56 AM-2/1/19 Twitter for Android Bh @distorion12345 Replying to @realDonaldTrump I just did my taxes and paid in /made the same as last year.l owe 4K more wtf.. I voted for Trump. But will not be next election 7:06 PM 1/30/19 Twitter for iPhone Shelby Kuh @ShelbyKuh Replying to @realDonaldTrump I voted for you the first time but after you screwed me on my get tax break l won't vote for you again especially after I started on my 2018 return it's a joke the taxes you are keeping from a working person good luck in 2020 5:23 AM.2/2/19 Twitter for iPhone Matt Davis @MattDav72811123 @realDonaldTrump I trusted and voted for you, now, screwed by you. I fall JUST above a tax bracket, I don't get the 5000 return I've gotten the last 3 years. Money my family depends on to start us over. I served my country honorably. I will not make the same mistake twice 10:58 AM-1/30/19 Twitter for Android Dee Nelson @deeebeeezz @realDonaldTrump just did my taxes and thanks for increasing mine!! No change in income and got back $400 less than last year. That campaign promise was one of the only two reasons l voted for you. Rethinking that decision now 10:00 AM-1/27/19 Twitter for iPhone April Henderson @Amudrslr Replying to @realDonaldTrump We're paying $5,000 more in taxes for 2018. Imagine our surprise! We voted for you, we have advocated for you, I have lost life long friends in support of you. I am truly disappointed. Not only have our taxes increased, but you've done nothing to fix our healthcare 7:26 AM-2/3/19 Twitter for iPhone This is my new favorite genre of disappointed Trump voter. Meet the Trump voter taking it in the teeth at tax time. How unsurprising "Fuck you, got mine" becomes a simple tuck you" in a flash. Source.cognitivedissonance 12,021 notes It begins
Android, Disappointed, and Fall: lamnewatthis
 @sandynewtothis
 Replying to @realDonaldTrump
 I have to pay $2000 MORE in taxes
 this year! What happened?? I voted
 for you and thought you were fixing
 this, not making it worse!? I thought l
 would get money back this year!?
 11:56 AM-2/1/19 Twitter for Android
 Bh
 @distorion12345
 Replying to @realDonaldTrump
 I just did my taxes and paid in /made
 the same as last year.l owe 4K more
 wtf.. I voted for Trump. But will not be
 next election
 7:06 PM 1/30/19 Twitter for iPhone
 Shelby Kuh
 @ShelbyKuh
 Replying to @realDonaldTrump
 I voted for you the first time but after
 you screwed me on my get tax break l
 won't vote for you again especially
 after I started on my 2018 return it's a
 joke the taxes you are keeping from a
 working person good luck in 2020
 5:23 AM.2/2/19 Twitter for iPhone
 Matt Davis
 @MattDav72811123
 @realDonaldTrump I trusted and
 voted for you, now, screwed by you. I
 fall JUST above a tax bracket, I don't
 get the 5000 return I've gotten the last
 3 years. Money my family depends on
 to start us over. I served my country
 honorably. I will not make the same
 mistake twice
 10:58 AM-1/30/19 Twitter for Android
 Dee Nelson
 @deeebeeezz
 @realDonaldTrump just did my taxes
 and thanks for increasing mine!! No
 change in income and got back $400
 less than last year. That campaign
 promise was one of the only two
 reasons l voted for you. Rethinking
 that decision now
 10:00 AM-1/27/19 Twitter for iPhone
 April Henderson
 @Amudrslr
 Replying to @realDonaldTrump
 We're paying $5,000 more in taxes for
 2018. Imagine our surprise! We voted
 for you, we have advocated for you, I
 have lost life long friends in support of
 you. I am truly disappointed. Not only
 have our taxes increased, but you've
 done nothing to fix our healthcare
 7:26 AM-2/3/19 Twitter for iPhone
 This is my new favorite genre of disappointed Trump voter. Meet the Trump
 voter taking it in the teeth at tax time.
 How unsurprising "Fuck you, got mine" becomes a simple tuck you" in a flash.
 Source.cognitivedissonance
 12,021 notes
It begins

It begins

Memes, Work, and Best: Bruhhh @ohhshitshakethatass OLD BUT GOLD!!!! The best episode of intervention 💀💀💀😩😩😩😭😭😭 that's me asf tho not wanting to work but then needing a source of income 😩😩😩
Memes, Work, and Best: Bruhhh
 @ohhshitshakethatass
OLD BUT GOLD!!!! The best episode of intervention 💀💀💀😩😩😩😭😭😭 that's me asf tho not wanting to work but then needing a source of income 😩😩😩

OLD BUT GOLD!!!! The best episode of intervention 💀💀💀😩😩😩😭😭😭 that's me asf tho not wanting to work but then needing a source of income 😩😩😩

Bailey Jay, Books, and Facebook: HEUP US RAISE MONEY FOR 2 CLASS SETS OF THE HATE U GIVE ANGIE THOMAS THE HATE GIVE $200 of $600 goal 4 Raised by 3 people in 1 day Donate Now THE fShare on Facebook HATE Created January 29, 2019 Martha Daniels Education SAVANNAH, GA GIVE Recent Donations $20 Amanda Harrell 17 hours ago AH 2 Class sets of "The Hate U Give" I am a part of a two person teaching team that teaches 9th Grade Literature at Savannah High School. We do not have the funds to buy the class sets of books ourselves. We need our community's help to afford these books. These books will help us create lesson plans that are culturally accessible to our students as well as engaging. The novel "The Hate U Give" is a story that our students are all too familiar with at Savannah High school and we want them to be able to see themselves in the literature we teach. Through being able to see themselves in the novel, we hope to be able to teach them and inspire them. enenkaydoodles: enenkaydoodles: My friend Martha is a teacher at a low-income school that’s short on funds and resources. She’s trying to raise money to buy 2 sets of “The Hate U Give“ for her classroom. So far, the project has raised $200 and needs $600 total. Every little bit counts, so please check out her project, and consider supporting education! PS: If you donate $20 or more, send me a screenshot of your donation and I’ll personally doodle you a random thank you drawing! The project is only $168 away from goal! LET’S DO THIS!!
Bailey Jay, Books, and Facebook: HEUP US RAISE MONEY FOR
 2 CLASS SETS OF
 THE HATE U GIVE
 ANGIE THOMAS
 THE
 HATE
 GIVE

 $200 of $600 goal
 4
 Raised by 3 people in 1 day
 Donate Now
 THE
 fShare on Facebook
 HATE
 Created January 29, 2019
 Martha Daniels
 Education
 SAVANNAH, GA
 GIVE
 Recent Donations
 $20
 Amanda Harrell
 17 hours ago
 AH
 2 Class sets of "The Hate U Give"

 I am a part of a two person teaching team that teaches 9th Grade Literature at Savannah High School.
 We do not have the funds to buy the class sets of books ourselves. We need our community's help to
 afford these books. These books will help us create lesson plans that are culturally accessible to our
 students as well as engaging. The novel "The Hate U Give" is a story that our students are all too familiar
 with at Savannah High school and we want them to be able to see themselves in the literature we teach.
 Through being able to see themselves in the novel, we hope to be able to teach them and inspire them.
enenkaydoodles:
enenkaydoodles:

My friend Martha is a teacher at a low-income school that’s short on funds and resources. She’s trying to raise money to buy 2 sets of “The Hate U Give“ for her classroom.
So far, the project has raised $200 and needs $600 total. Every little bit counts, so please check out her project, and consider supporting education!
PS: If you donate $20 or more, send me a screenshot of your donation and I’ll personally doodle you a random thank you drawing!

The project is only $168 away from goal! LET’S DO THIS!!

enenkaydoodles: enenkaydoodles: My friend Martha is a teacher at a low-income school that’s short on funds and resources. She’s trying to r...