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Bitch, Click, and Dating: guiltlessdeviant: aaliyahbreaux: big-mood-energy: aaliyahbreaux: girldont: flyandfamousblackgirls: drdrunkpigeon-phd: abstractandedgyname: libertarirynn: paradise-dream222: flyandfamousblackgirls: Shae Scott: “This is why I don’t date ugly guys..” I’ve dated an ugly guy before and he was just a WASTE of my time. He didn’t get cocky, but he should’ve been a lil more appreciative of me. Seeing that no other girl would even look at him before I did. Holy fuck y’all are conceited. Those men are dodging bullets. Hey, my boyfriend may not be conventionally attractive or the most attractive in the world but it’s almost as if when your personalities really click they become so attractive to you! But obviously, yall can’t do that as you need a personality to begin with. This bitch fully is under the impression that she should date an attractive boring guy rather than an ugly boring guy, as if looks are the only defining things in relationships. How about, date an ugly [fun, interesting, caring, sex god] guy vs a hot [boring, simple, arrogant, sexually incompetent] guy. Maybe all the ugly you’ve dated have been ugly on the inside too, must be if they date such a wretched creature as yourself, but news flash lady! Everyone is different for fuck sake !!!! So when guys say women are too tall, too dark, too fat, hair not long enough, hair too “nappy”, her teeth, because she has tattoos or weave, because she wears makeup or they don’t wanna date her because she’s trans….Thats ok. But women are obligated to accept any man as he is? Interesting…yall are proving her point. Imagine openly saying you don’t find your SO physically attractive, that’s embarrassing for yourself and the person you’re with. studies show no matter how old men get typically they are most attracted to women in their twenties whereas women are most attracted to men around their age. and yet, women are seen as being superficial and shallow for just wanting to be with someone attractive… yes, basing whether or not you date somebody on their looks is shallow. it’s the definition of shallow, in fact. shallow is dating some entirely for their looks. dating someone you find attractive is just how attration works Ugly. You need to be attracted to the person you date. That’s just logic. Don’t settle for someone you’re not attracted to. The issue here is not just saying “you should someone you find attractive”, the issue is saying “don’t date ugly guys” as though that’s some sort of objective classification and acting like you’re literally better than people because you’re more physically attractive and they should be thanking the gods if you even grace them with your presence. That’s the conceited bullshit. Also for most people attraction has to be more than physical. Physical can be a part of it but there are plenty of hot assholes.
Bitch, Click, and Dating: guiltlessdeviant:

aaliyahbreaux:


big-mood-energy:


aaliyahbreaux:


girldont:


flyandfamousblackgirls:

drdrunkpigeon-phd:


abstractandedgyname:


libertarirynn:

paradise-dream222:

flyandfamousblackgirls:

Shae Scott: “This is why I don’t date ugly guys..”

I’ve dated an ugly guy before and he was just a WASTE of my time. He didn’t get cocky, but he should’ve been a lil more appreciative of me. Seeing that no other girl would even look at him before I did. 

Holy fuck y’all are conceited. Those men are dodging bullets.



Hey, my boyfriend may not be conventionally attractive or the most attractive in the world but it’s almost as if when your personalities really click they become so attractive to you! But obviously, yall can’t do that as you need a personality to begin with.
This bitch fully is under the impression that she should date an attractive boring guy rather than an ugly boring guy, as if looks are the only defining things in relationships. How about, date an ugly [fun, interesting, caring, sex god] guy vs a hot [boring, simple, arrogant, sexually incompetent] guy.
Maybe all the ugly you’ve dated have been ugly on the inside too, must be if they date such a wretched creature as yourself, but news flash lady! Everyone is different for fuck sake !!!!


So when guys say women are too tall, too dark, too fat, hair not long enough, hair too “nappy”, her teeth, because she has tattoos or weave, because she wears makeup or they don’t wanna date her because she’s trans….Thats ok. But women are obligated to accept any man as he is? Interesting…yall are proving her point.

Imagine openly saying you don’t find your SO physically attractive, that’s embarrassing for yourself and the person you’re with.


studies show no matter how old men get typically they are most attracted to women in their twenties whereas women are most attracted to men around their age. and yet, women are seen as being superficial and shallow for just wanting to be with someone attractive…


yes, basing whether or not you date somebody on their looks is shallow.
it’s the definition of shallow, in fact.


shallow is dating some entirely for their looks. dating someone you find attractive is just how attration works Ugly. 


You need to be attracted to the person you date. That’s just logic. Don’t settle for someone you’re not attracted to.

The issue here is not just saying “you should someone you find attractive”, the issue is saying “don’t date ugly guys” as though that’s some sort of objective classification and acting like you’re literally better than people because you’re more physically attractive and they should be thanking the gods if you even grace them with your presence. That’s the conceited bullshit. Also for most people attraction has to be more than physical. Physical can be a part of it but there are plenty of hot assholes.

guiltlessdeviant: aaliyahbreaux: big-mood-energy: aaliyahbreaux: girldont: flyandfamousblackgirls: drdrunkpigeon-phd: abstractan...

Love, Tumblr, and Wow: We gonna talk about how being raised in a dysfunctional household causes you to choose horrible romantic partnerS? BC I have time 5/25/17, 1:49 PM 3,821 Retweets 6,816 Like:s YT: Nu Mindframe O @nu.... 5/25/17 Replying to @nu_mindframe And l'm not just speaking on physical child abuse here. Emotional child abuse is just as harmful 460 YT: Nu Mindframe @nu.... 5/25/17 v Raised in a household where you were constantly emotionally neglected? Most likely you turned into a people pleaser and attention seeker 9 ,934 y2,291 YT: Nu Mindframe @nu... 5/25/17 You'd think that you'd choose a mate who can meet your emotional needs right? One who'll love you the way you need to be loved right? Wrong 523 1,155 YT: Nu Mindframe @nu.... 5/25/17 Instead you're attracted to emotionally unavailable ppl. Ppl who you have to cater to. Bc that's the only type of love you've ever known 7 01,022 2,211 YT: Nu Mindframe O @nu.... 5/25/17 Ppl who are too nice to you and want to love you are actually a turn off to you They feel foreign to you and you immediately reject them 6 0935 2,265 YT: Nu Mindframe @nu... 5/25/17 If you're not fighting for that love and then the relationship feels off. Even if you settle down with a nice person guess what happens 509 1,379 YT: Nu Mindframe @nu.... 5/25/17 You start to pick unnecessary fights Push their buttons. Getting a negative response from them is the only way they can show you they care 5 0615 1,613 YT: Nu Mindframe @nu.. 5/25/17 When things are going too smoothly you have to sabotage the relationship. You feel threatened by peace bc you've never experienced it 763 1,874 E jaded-misfits: whateveriblogis: wow. she unloaded the whole clip Why y'all so loud for
Love, Tumblr, and Wow: We gonna talk about how being raised
 in a dysfunctional household causes
 you to choose horrible romantic
 partnerS? BC I have time
 5/25/17, 1:49 PM
 3,821 Retweets 6,816 Like:s
 YT: Nu Mindframe O @nu.... 5/25/17
 Replying to @nu_mindframe
 And l'm not just speaking on physical
 child abuse here. Emotional child abuse
 is just as harmful
 460
 YT: Nu Mindframe @nu.... 5/25/17 v
 Raised in a household where you were
 constantly emotionally neglected? Most
 likely you turned into a people pleaser
 and attention seeker
 9
 ,934
 y2,291

 YT: Nu Mindframe @nu... 5/25/17
 You'd think that you'd choose a mate
 who can meet your emotional needs
 right? One who'll love you the way you
 need to be loved right? Wrong
 523
 1,155
 YT: Nu Mindframe @nu.... 5/25/17
 Instead you're attracted to emotionally
 unavailable ppl. Ppl who you have to
 cater to. Bc that's the only type of love
 you've ever known
 7
 01,022
 2,211
 YT: Nu Mindframe O @nu.... 5/25/17
 Ppl who are too nice to you and want to
 love you are actually a turn off to you
 They feel foreign to you and you
 immediately reject them
 6
 0935
 2,265
 YT: Nu Mindframe @nu... 5/25/17
 If you're not fighting for that love and
 then the relationship feels off. Even if
 you settle down with a nice person guess
 what happens
 509
 1,379

 YT: Nu Mindframe @nu.... 5/25/17
 You start to pick unnecessary fights
 Push their buttons. Getting a negative
 response from them is the only way they
 can show you they care
 5
 0615 1,613
 YT: Nu Mindframe @nu.. 5/25/17
 When things are going too smoothly you
 have to sabotage the relationship. You
 feel threatened by peace bc you've never
 experienced it
 763 1,874 E
jaded-misfits:
whateveriblogis:
wow. she unloaded the whole clip

Why y'all so loud for

jaded-misfits: whateveriblogis: wow. she unloaded the whole clip Why y'all so loud for

Bad, Cookies, and Dad: Godzilla Tag Yourself That Ain't Falco Didn't forget what you did -Best in track -Is there Grumpy Cat Butterfly I say your justice qoes too far! -Sometimes smol Good dad r you but Badderfly justice doesn't go you mock in -drives environmentally -Good Babysitter -Is on your side Einstein -Wants everyone to be friends middle school too far enough! friendly car Can count how many -Wasn't invited -Screams moth friend wants to be helpful are about fensive on one hand. -Kinda Selish -Needs to slow down Boba Fett Didn't do much Kanga-Rex Palpatine Kamacurry -Mob mentality -Always blends in -Tries st kicks uly Talks big game Itsy Bitsy -loved by all -Great at extreme sports Doeshtgive a hood Moral Support -Awesome -Kinda overrated -Only one who sees the big picture -Stunt double ary aks big Cam Might not even be real Has the laugh that gets everyone going -Secretly a toad pams twitch chat school -Makes a egg casserole Literal grime Savage even when not trying -Used to be a big deal -Don't disturb -Got big plans SPAAACE Monty Mole r but doesn't rare Is just here to raise the roof. Mecha Ghidio u but smarter -Sophisticated horoscope reader -Probably had too much coffee-Just wants to rule the world -Back by unpopular demand Little Shop of Horrors -Who are you? I'm you but less privileged -Has taken up a new leaf handlla s but thinks he could -Knows there isn't a spoon. All according to plan -Won't leave his couch fort a trench coat a pokemon Sill is hut can't kiss Is probably only good because it benefits him -ls in a bad mood and fixing to take it out on you -ls so done all the timeA Frieza Switches to vour main after beating you in smash bros -Looks up to Jason Voorhees s hetter than Knows it Lovebirds -Brings a tactical warhead on first date -cocky teens Lil Green -Awkward phase Diggersby -smoler -picks on things more e True Armadillo Facts Red Lobster Mis Ghidio the downtrodder -Good with electronics Hates spicy foods -Good guard dog -Came to attack people and is having a good time l -pure -Didn't ask for this small than him -Didn't deserve any of this -Except for that one time -Surprisingly Reliable T peo -Notorious party crasher -Easy Target ple's hero -Won't die -has regrets -Came for f T -esteem F-Type Master Splinter Titanic Tuna Is with the wrong crowd nut learned ett tt in Megatron - Has no clue what you? I'm vou Robot Chicken of JUSTICE but shinier he's doing ececut bimself in -Lonely piggyback rides -Communicates -Doesn't know why he's here but is happy to help is head -Goodenforcer Hator mat woodshop Edgemeister anybody's way mbs ups Has the best pokerface-Will conquer the worldSneaks by auoting fortune cookies List of skills include bi best breaking things sily influenced Has 50 different Will wreck you in karaoke -Is there for you -Never not smiling -Good cop in to ways to kill you -big bro friend his tunes Fullmetal Kirby Flygon Grouchy Kitty -Who are you? not you, Who are you? I'm you but aping-Who are you? I'm a bug Who are you? The terminator have promising future Still voung at heart" -I don't have that. I need it.-Listens to Three Days Grace on full blast Still does? The queen imlot of crap for Insecure -Intentionally has dog poop your lawn Came to ruin everything Now brute forces everything -It's mine now eating habits -Identity crisis -Most expressive -ls a black belt Mayhe redeemable -Just wants to go on a family picnic .Drinks tears -killed a man plays a golden fiddle -beloved scum andrewtheamericandude: Some of these are stupid jokes that even I don’t get 
Bad, Cookies, and Dad: Godzilla Tag Yourself
 That Ain't Falco
 Didn't forget what you did -Best in track
 -Is there
 Grumpy Cat
 Butterfly
 I say your justice qoes too far!
 -Sometimes smol
 Good dad
 r you but
 Badderfly
 justice doesn't go
 you mock in
 -drives environmentally
 -Good Babysitter
 -Is on your side Einstein -Wants everyone to be friends
 middle school
 too far enough!
 friendly car
 Can count how many
 -Wasn't invited
 -Screams
 moth friend
 wants to be helpful
 are about
 fensive
 on one hand.
 -Kinda Selish
 -Needs to slow down
 Boba Fett
 Didn't do much
 Kanga-Rex
 Palpatine
 Kamacurry
 -Mob mentality
 -Always blends in
 -Tries
 st kicks
 uly
 Talks big game
 Itsy Bitsy
 -loved by all
 -Great at extreme sports Doeshtgive a hood
 Moral Support
 -Awesome
 -Kinda overrated
 -Only one who sees the
 big picture
 -Stunt double
 ary
 aks big Cam
 Might not even be real
 Has the laugh that
 gets everyone going
 -Secretly a toad
 pams twitch chat
 school
 -Makes a
 egg casserole
 Literal grime
 Savage even when
 not trying
 -Used to be a big deal
 -Don't disturb
 -Got big plans
 SPAAACE
 Monty Mole
 r but doesn't rare
 Is just here to raise the roof.
 Mecha Ghidio
 u but smarter
 -Sophisticated horoscope reader
 -Probably had too much coffee-Just wants to rule the world
 -Back by unpopular demand
 Little Shop of Horrors
 -Who are you? I'm you but
 less privileged
 -Has taken up a new leaf
 handlla s but thinks he could
 -Knows there isn't a spoon.
 All according to plan
 -Won't leave his couch fort
 a trench coat
 a pokemon
 Sill is hut can't kiss
 Is probably only good because it
 benefits him
 -ls in a bad mood and fixing
 to take it out on you
 -ls so done all the timeA
 Frieza
 Switches to vour main after
 beating you in smash bros
 -Looks up to Jason Voorhees
 s hetter than
 Knows it
 Lovebirds
 -Brings a tactical warhead on first date
 -cocky teens
 Lil Green
 -Awkward phase
 Diggersby
 -smoler
 -picks on things more
 e
 True Armadillo Facts
 Red Lobster
 Mis
 Ghidio
 the
 downtrodder
 -Good with electronics Hates spicy foods
 -Good guard dog
 -Came to attack people and is having a good time
 l
 -pure
 -Didn't ask for this
 small than him
 -Didn't deserve any of this
 -Except for that one time
 -Surprisingly Reliable
 T peo
 -Notorious party crasher
 -Easy Target
 ple's hero
 -Won't die
 -has regrets
 -Came for f
 T -esteem
 F-Type
 Master Splinter
 Titanic Tuna
 Is with the wrong crowd nut learned
 ett tt in
 Megatron
 - Has no clue what
 you? I'm vou
 Robot Chicken
 of JUSTICE
 but shinier
 he's doing
 ececut bimself in
 -Lonely
 piggyback rides
 -Communicates
 -Doesn't know why he's here
 but is happy to help
 is head
 -Goodenforcer
 Hator mat
 woodshop
 Edgemeister
 anybody's way
 mbs ups Has the best pokerface-Will conquer the worldSneaks by auoting fortune cookies
 List of skills include
 bi best
 breaking things
 sily influenced
 Has 50 different
 Will wreck you in karaoke
 -Is there for you
 -Never not smiling
 -Good cop
 in to
 ways to kill you
 -big bro friend
 his tunes
 Fullmetal
 Kirby
 Flygon
 Grouchy Kitty
 -Who are you?
 not you,
 Who are you? I'm you but aping-Who are you? I'm a bug
 Who are you? The terminator
 have promising future
 Still voung at heart"
 -I don't have that. I need it.-Listens to Three Days Grace
 on full blast
 Still does?
 The queen
 imlot of crap for Insecure
 -Intentionally has dog poop
 your lawn
 Came to ruin everything
 Now brute forces everything
 -It's mine now
 eating habits
 -Identity crisis
 -Most expressive
 -ls a black belt
 Mayhe redeemable
 -Just wants to go on a family picnic
 .Drinks tears
 -killed a man
 plays a golden fiddle
 -beloved scum
andrewtheamericandude:

Some of these are stupid jokes that even I don’t get 

andrewtheamericandude: Some of these are stupid jokes that even I don’t get 

Community, Family, and Finance: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.
Community, Family, and Finance: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this 


Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.

thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitali...

Family, Get Money, and God: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this
Family, Get Money, and God: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this

thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitali...

Apple, Facebook, and Football: tibets Reporter wears grape costume to defend boy suspended for banana suit captain-price-official: shatterstag: gaymergirls: basedheisenberg: Real recognizes real. I finally got curious and decided to google this story, and the headline is just the tip of the iceberg.  Let it never be said again that journalism is a humorless business. Covering an odd tale about a 14-year-old autistic boy who was handcuffed by police and suspended for running down the sidelines of a high school football game at halftime wearing a banana costume, Washington, D.C. reporter Pat Collins donned a grape suit and went out to get his story. Speaking to Bryan Thompson, who pulled the prank on Sept. 14 and found himself at the center of a controversy over the school’s response, Collins’ sarcastic outrage seemed palpable. “School officials accused him of being disruptive and disrespectful,” Collins said. “Frankly, I don’t see what all the fuss is about.” He asked the student: “Why a banana? Why not a … grape?” “I don’t know,” Thompson replied. “Potassium is great.” Following the prank, Colonial Forge High School Principal Karen Spillman suspended Thompson for 10 days, and even recommended that he be kicked out of school for the entire year. Shortly thereafter, Thompson had composed his own rap song about the incident (called “Free Banana Man!”), set up a Facebook page dedicated to “Banana Man,” and someone even launched a petition calling for his suspension to be lifted. Thompson’s outrage at the punishment was shared by his fellow students, who began creating yellow t-shirts that read, “Free Banana Man!” So the school did what schools so often do when their authority is challenged: they banned the shirts, began confiscating them, and sent students to detention for supporting their classmate. That’s when the American Civil Liberties Union got involved, telling the principal that her actions were unconstitutional. “But when you think about it, you might see [the school’s] point,” Collins jokingly concluded. “It starts with a banana. Then, all of the sudden, you have an apple, and an orange, and maybe a grape! And before you know it, you have fruit salad in the schools! We can’t have that.” The school’s principal was ultimately forced to resign, and Thompson has since returned to his studies. [x] NICE “I don’t know,” Thompson replied. “Potassium is great.”
Apple, Facebook, and Football: tibets
 Reporter wears grape costume to defend
 boy suspended for banana suit
captain-price-official:

shatterstag:

gaymergirls:

basedheisenberg:

Real recognizes real.


I finally got curious and decided to google this story, and the headline is just the tip of the iceberg. 

Let it never be said again that journalism is a humorless business.
Covering an odd tale about a 14-year-old autistic boy who was handcuffed by police and suspended for running down the sidelines of a high school football game at halftime wearing a banana costume, Washington, D.C. reporter Pat Collins donned a grape suit and went out to get his story.
Speaking to Bryan Thompson, who pulled the prank on Sept. 14 and found himself at the center of a controversy over the school’s response, Collins’ sarcastic outrage seemed palpable.
“School officials accused him of being disruptive and disrespectful,” Collins said. “Frankly, I don’t see what all the fuss is about.”
He asked the student: “Why a banana? Why not a … grape?”
“I don’t know,” Thompson replied. “Potassium is great.”
Following the prank, Colonial Forge High School Principal Karen Spillman suspended Thompson for 10 days, and even recommended that he be kicked out of school for the entire year.
Shortly thereafter, Thompson had composed his own rap song about the incident (called “Free Banana Man!”), set up a Facebook page dedicated to “Banana Man,” and someone even launched a petition calling for his suspension to be lifted.
Thompson’s outrage at the punishment was shared by his fellow students, who began creating yellow t-shirts that read, “Free Banana Man!”
So the school did what schools so often do when their authority is challenged: they banned the shirts, began confiscating them, and sent students to detention for supporting their classmate.
That’s when the American Civil Liberties Union got involved, telling the principal that her actions were unconstitutional.
“But when you think about it, you might see [the school’s] point,” Collins jokingly concluded. “It starts with a banana. Then, all of the sudden, you have an apple, and an orange, and maybe a grape! And before you know it, you have fruit salad in the schools! We can’t have that.”
The school’s principal was ultimately forced to resign, and Thompson has since returned to his studies. [x]


NICE



“I don’t know,” Thompson replied. “Potassium is great.”

captain-price-official: shatterstag: gaymergirls: basedheisenberg: Real recognizes real. I finally got curious and decided to google t...