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Advice, College, and Fresh: How many Tme FAILED iMes To Secome Sw cCessf e@cEoCHARLTE gce FATLED FAILED 2002fashion n Hots & erey) 2003erchol Online Serth Engine) Spit%Gome Con (xop Hop music Site FAILED 2605-2007 2007-2 YFTLED 007-20os SYG management (Arist Menagement coy) %- Now Travs Porter Street ket cess 2olo-Now Multi atium Record ceocharlie It took me 7 years of failure to become an over night success... I wanted to use this as motivation for everyone who has been trying and has those thoughts of quitting... You have to keep going! Each failure set me up for my next step. Every step of the way hurt... Each time I had to move on... Especially in 2007 when I dropped out of college to become a camera man for soulja boy. I dropped just about everything in my life to chase an opportunity Just 4-5 months later I got fired... Fell flat on my face. That is when I wanted to go into artist management. I signed a girl group and got them a record deal with Interscope records.... thought at that point my life was about to change! About 5 months later they let me go as their manager for "Ciara's" manager back then. I just couldn't get anywhere... Kept falling flat on my face....But I picked myself back up.. Pulled myself out of my depression and met "Travis Porter" this same week 8 years ago. I finally got my first success in business! After years of passing out Cds with my own 2 hands with my business partners... We have gone on to sell millions and millions in music with our company street execs with Travis Porter, 2 Chainz, bankroll fresh, young Dolph and many others.... We've been nominated for Grammys and have had 8 world tours. It simply takes time... Use my story as your motivation... My advice to you is... Make mistakes faster... And get up stronger! Share this with a friend gucci-flipflops: Motivation
Advice, College, and Fresh: How many Tme
 FAILED
 iMes
 To Secome Sw cCessf
 e@cEoCHARLTE
 gce FATLED
 FAILED
 2002fashion n
 Hots & erey)
 2003erchol
 Online Serth Engine)
 Spit%Gome Con
 (xop Hop music Site
 FAILED
 2605-2007
 2007-2 YFTLED
 007-20os SYG management
 (Arist Menagement coy)
 %- Now Travs Porter Street ket
 cess
 2olo-Now
 Multi atium Record

 ceocharlie It took me 7 years of failure to become an
 over night success... I wanted to use this as
 motivation for everyone who has been trying and has
 those thoughts of quitting... You have to keep going!
 Each failure set me up for my next step. Every step of
 the way hurt... Each time I had to move on...
 Especially in 2007 when I dropped out of college to
 become a camera man for soulja boy. I dropped just
 about everything in my life to chase an opportunity
 Just 4-5 months later I got fired... Fell flat on my face.
 That is when I wanted to go into artist management. I
 signed a girl group and got them a record deal with
 Interscope records.... thought at that point my life
 was about to change! About 5 months later they let
 me go as their manager for "Ciara's" manager back
 then. I just couldn't get anywhere... Kept falling flat on
 my face....But I picked myself back up.. Pulled
 myself out of my depression and met "Travis Porter"
 this same week 8 years ago. I finally got my first
 success in business! After years of passing out Cds
 with my own 2 hands with my business partners...
 We have gone on to sell millions and millions in
 music with our company street execs with Travis
 Porter, 2 Chainz, bankroll fresh, young Dolph and
 many others.... We've been nominated for Grammys

 and have had 8 world tours. It simply takes time...
 Use my story as your motivation... My advice to you
 is... Make mistakes faster... And get up stronger!
 Share this with a friend
gucci-flipflops:

Motivation

gucci-flipflops: Motivation

Apparently, Bad, and Click: Strongly Slightly Not sure/in Slightly Strongly Disagree Disagree between Agree Agree 1. I feel discouraged about the way things are going. goodluckdetective: theseriouscynic: vanillayote: clinicallydepressedpug: jinxasaurus: draggle: slashmarks: rosalinarosee: angst420: tantefledermaus: fromonesurvivortoanother: telegantmess: angryflyingstar: angst420: job applications just keep getting weirder….. pro jobseeking tip: never answer these surveys honestly also a tip: if they have a question like “Everybody steals from work sometimes” answer “disagree.” I found this out when i was working as a hiring manager and the company i worked for started instituting these tests for managerial hires or promotions. My boss and I were promoting someone and she failed the test because she answered that question as “slightly agree” which in the results tells them that she is someone likely to steal because she believes everyone does it. When we asked her about her answer, it turns out she picked what she did because she’s cynical and does assume that people steal but didnt agree with them doing so. she almost sued the company for not promoting her based on that but chose to leave instead. We lost a good employee because corporate decided these tests were a good way to screen for “good” employees.tldr these things are poorly designed, ambiguously worded, and structured in ways that are designed to eliminate people because the intention of the questions is never made clear. these tests are evil. this sounds like an ableist disaster for people who aren’t neurotypical and who struggle with reading signals   When I went to get diagnosed with ADHD, the neuropsychologist couldn’t figure out what was going on, because on paper I’m apparently floridly psychotic.  No, the questions are imprecise, and I am hyper-literal and extremely honest.   “Do you often see things that other people do not see?”  Yes.       The question I was answering:  “Are you especially observant?”      The question the test was actually asking:  “Are you having visual hallucinations?”  “Does your environment ever have special messages for you?”  Yes.        The question I was answering:  “Does the sudden sight of a rainbow during a    bout of doubt and self-loathing make you feel as though the world is trying to cheer you up?”       The question the test was actually asking:  “Do you believe that your toaster is trying to convince you that the neighbors are spying on you?” Five years later, I bombed a psych eval for a park ranger job for the same sort of thing.  Tread carefully, darlings.   ^^^^ that is actually such a huge issue with diagnosis!!!! and I’ve thought I didn’t experience symptoms for ages that I actually clearly had all along because of things being phrased super weirdly and confusingly :( And this is why McDonald’s never called me after I applied Yeah, this is why this kind of thing in job apps needs to be illegal. A lot of discrimination is well hidden. Oh! That explains why even having friends and my then-husband proofread these every time didn’t even work. They may not be as weird as me, but they’re not neurotypical. We all read the questions tantefledermaus mentioned as observational skills! Fuck. This explains why I’ve failed all of these fucking things. My sister said to answer these as if you were a really passive person who relied on management/authority to tell you exactly what to do/think. Protip: my Dad is a hiring manager at Home Depot and he told me the system they use (with the stupidass pointless 500 question quiz) is designed so it filters out people with neutral answers. Several months ago I applied for numerous jobs, each of which required their own dumbass tests. To save time (and my sanity) i would click the “sometimes” or middle option for nearly every question unless it was serious. Nobody every called me back. Hell only 1 of the 8 places i applied to even messaged me back saying “thank you but we have gone with someone else”. Your applications wont even get seen unless you “pass” the quiz. So when all yall do fill out these dumb things be sure to pick strong yes or no answers. Never “maybe” or “slighty agree/disagree” Thank you for that, cause I do that a lot. Like I legit feel neutral on some of those questions. Tumblr with the life hacks It’s really bad for someone who isn’t neurotypical because often, these questions do contain language meant to filter us out. For me, I tend to notice the ones meant to filter out people with ADD, like myself. For example “do you have trouble focusing on one task” or “do you like to move around.” My normal answers to these would be “yes, but I have it under control” and “of course, no one can sit still for hours”. But corporations read them as “do not hire” It’s a bunch of BS. So I answer them like a yes man from office space. Works pretty well.
Apparently, Bad, and Click: Strongly Slightly Not sure/in Slightly Strongly
 Disagree Disagree between Agree
 Agree
 1. I feel discouraged about the way things are going.
goodluckdetective:
theseriouscynic:

vanillayote:

clinicallydepressedpug:

jinxasaurus:

draggle:

slashmarks:

rosalinarosee:

angst420:

tantefledermaus:

fromonesurvivortoanother:

telegantmess:

angryflyingstar:

angst420:

job applications just keep getting weirder…..

pro jobseeking tip: never answer these surveys honestly

also a tip: if they have a question like “Everybody steals from work sometimes” answer “disagree.” I found this out when i was working as a hiring manager and the company i worked for started instituting these tests for managerial hires or promotions. My boss and I were promoting someone and she failed the test because she answered that question as “slightly agree” which in the results tells them that she is someone likely to steal because she believes everyone does it. When we asked her about her answer, it turns out she picked what she did because she’s cynical and does assume that people steal but didnt agree with them doing so. she almost sued the company for not promoting her based on that but chose to leave instead. We lost a good employee because corporate decided these tests were a good way to screen for “good” employees.tldr these things are poorly designed, ambiguously worded, and structured in ways that are designed to eliminate people because the intention of the questions is never made clear. these tests are evil.

this sounds like an ableist disaster for people who aren’t neurotypical and who struggle with reading signals 

 When I went to get diagnosed with ADHD, the neuropsychologist couldn’t figure out what was going on, because on paper I’m apparently floridly psychotic.  No, the questions are imprecise, and I am hyper-literal and extremely honest.  
“Do you often see things that other people do not see?”  Yes. 
     The question I was answering:  “Are you especially observant?”
     The question the test was actually asking:  “Are you having visual hallucinations?” 
“Does your environment ever have special messages for you?”  Yes.  
     The question I was answering:  “Does the sudden sight of a rainbow during a    bout of doubt and self-loathing make you feel as though the world is trying to cheer you up?”
      The question the test was actually asking:  “Do you believe that your toaster is trying to convince you that the neighbors are spying on you?”
Five years later, I bombed a psych eval for a park ranger job for the same sort of thing.  Tread carefully, darlings.  

^^^^ that is actually such a huge issue with diagnosis!!!! and I’ve thought I didn’t experience symptoms for ages that I actually clearly had all along because of things being phrased super weirdly and confusingly :(

And this is why McDonald’s never called me after I applied

Yeah, this is why this kind of thing in job apps needs to be illegal. A lot of discrimination is well hidden.

Oh!  That explains why even having friends and my then-husband proofread these every time didn’t even work.  They may not be as weird as me, but they’re not neurotypical.  We all read the questions tantefledermaus mentioned as observational skills!

Fuck. This explains why I’ve failed all of these fucking things.

My sister said to answer these as if you were a really passive person who relied on management/authority to tell you exactly what to do/think. 

Protip: my Dad is a hiring manager at Home Depot and he told me the system they use (with the stupidass pointless 500 question quiz) is designed so it filters out people with neutral answers. Several months ago I applied for numerous jobs, each of which required their own dumbass tests. To save time (and my sanity) i would click the “sometimes” or middle option for nearly every question unless it was serious. Nobody every called me back. Hell only 1 of the 8 places i applied to even messaged me back saying “thank you but we have gone with someone else”. Your applications wont even get seen unless you “pass” the quiz. 
So when all yall do fill out these dumb things be sure to pick strong yes or no answers. Never “maybe” or “slighty agree/disagree”

Thank you for that, cause I do that a lot. Like I legit feel neutral on some of those questions. Tumblr with the life hacks

It’s really bad for someone who isn’t neurotypical because often, these questions do contain language meant to filter us out.
For me, I tend to notice the ones meant to filter out people with ADD, like myself. For example “do you have trouble focusing on one task” or “do you like to move around.” My normal answers to these would be “yes, but I have it under control” and “of course, no one can sit still for hours”. But corporations read them as “do not hire”
It’s a bunch of BS. So I answer them like a yes man from office space. Works pretty well.

goodluckdetective: theseriouscynic: vanillayote: clinicallydepressedpug: jinxasaurus: draggle: slashmarks: rosalinarosee: angst420: ...

Apparently, Bad, and Click: Strongly Slightly Not sure/in Slightly Strongly Disagree Disagree between Agree Agree 1. I feel discouraged about the way things are going. goodluckdetective: theseriouscynic: vanillayote: clinicallydepressedpug: jinxasaurus: draggle: slashmarks: rosalinarosee: angst420: tantefledermaus: fromonesurvivortoanother: telegantmess: angryflyingstar: angst420: job applications just keep getting weirder….. pro jobseeking tip: never answer these surveys honestly also a tip: if they have a question like “Everybody steals from work sometimes” answer “disagree.” I found this out when i was working as a hiring manager and the company i worked for started instituting these tests for managerial hires or promotions. My boss and I were promoting someone and she failed the test because she answered that question as “slightly agree” which in the results tells them that she is someone likely to steal because she believes everyone does it. When we asked her about her answer, it turns out she picked what she did because she’s cynical and does assume that people steal but didnt agree with them doing so. she almost sued the company for not promoting her based on that but chose to leave instead. We lost a good employee because corporate decided these tests were a good way to screen for “good” employees.tldr these things are poorly designed, ambiguously worded, and structured in ways that are designed to eliminate people because the intention of the questions is never made clear. these tests are evil. this sounds like an ableist disaster for people who aren’t neurotypical and who struggle with reading signals   When I went to get diagnosed with ADHD, the neuropsychologist couldn’t figure out what was going on, because on paper I’m apparently floridly psychotic.  No, the questions are imprecise, and I am hyper-literal and extremely honest.   “Do you often see things that other people do not see?”  Yes.       The question I was answering:  “Are you especially observant?”      The question the test was actually asking:  “Are you having visual hallucinations?”  “Does your environment ever have special messages for you?”  Yes.        The question I was answering:  “Does the sudden sight of a rainbow during a    bout of doubt and self-loathing make you feel as though the world is trying to cheer you up?”       The question the test was actually asking:  “Do you believe that your toaster is trying to convince you that the neighbors are spying on you?” Five years later, I bombed a psych eval for a park ranger job for the same sort of thing.  Tread carefully, darlings.   ^^^^ that is actually such a huge issue with diagnosis!!!! and I’ve thought I didn’t experience symptoms for ages that I actually clearly had all along because of things being phrased super weirdly and confusingly :( And this is why McDonald’s never called me after I applied Yeah, this is why this kind of thing in job apps needs to be illegal. A lot of discrimination is well hidden. Oh! That explains why even having friends and my then-husband proofread these every time didn’t even work. They may not be as weird as me, but they’re not neurotypical. We all read the questions tantefledermaus mentioned as observational skills! Fuck. This explains why I’ve failed all of these fucking things. My sister said to answer these as if you were a really passive person who relied on management/authority to tell you exactly what to do/think. Protip: my Dad is a hiring manager at Home Depot and he told me the system they use (with the stupidass pointless 500 question quiz) is designed so it filters out people with neutral answers. Several months ago I applied for numerous jobs, each of which required their own dumbass tests. To save time (and my sanity) i would click the “sometimes” or middle option for nearly every question unless it was serious. Nobody every called me back. Hell only 1 of the 8 places i applied to even messaged me back saying “thank you but we have gone with someone else”. Your applications wont even get seen unless you “pass” the quiz. So when all yall do fill out these dumb things be sure to pick strong yes or no answers. Never “maybe” or “slighty agree/disagree” Thank you for that, cause I do that a lot. Like I legit feel neutral on some of those questions. Tumblr with the life hacks It’s really bad for someone who isn’t neurotypical because often, these questions do contain language meant to filter us out. For me, I tend to notice the ones meant to filter out people with ADD, like myself. For example “do you have trouble focusing on one task” or “do you like to move around.” My normal answers to these would be “yes, but I have it under control” and “of course, no one can sit still for hours”. But corporations read them as “do not hire” It’s a bunch of BS. So I answer them like a yes man from office space. Works pretty well.
Apparently, Bad, and Click: Strongly Slightly Not sure/in Slightly Strongly
 Disagree Disagree between Agree
 Agree
 1. I feel discouraged about the way things are going.
goodluckdetective:
theseriouscynic:

vanillayote:

clinicallydepressedpug:

jinxasaurus:

draggle:

slashmarks:

rosalinarosee:

angst420:

tantefledermaus:

fromonesurvivortoanother:

telegantmess:

angryflyingstar:

angst420:

job applications just keep getting weirder…..

pro jobseeking tip: never answer these surveys honestly

also a tip: if they have a question like “Everybody steals from work sometimes” answer “disagree.” I found this out when i was working as a hiring manager and the company i worked for started instituting these tests for managerial hires or promotions. My boss and I were promoting someone and she failed the test because she answered that question as “slightly agree” which in the results tells them that she is someone likely to steal because she believes everyone does it. When we asked her about her answer, it turns out she picked what she did because she’s cynical and does assume that people steal but didnt agree with them doing so. she almost sued the company for not promoting her based on that but chose to leave instead. We lost a good employee because corporate decided these tests were a good way to screen for “good” employees.tldr these things are poorly designed, ambiguously worded, and structured in ways that are designed to eliminate people because the intention of the questions is never made clear. these tests are evil.

this sounds like an ableist disaster for people who aren’t neurotypical and who struggle with reading signals 

 When I went to get diagnosed with ADHD, the neuropsychologist couldn’t figure out what was going on, because on paper I’m apparently floridly psychotic.  No, the questions are imprecise, and I am hyper-literal and extremely honest.  
“Do you often see things that other people do not see?”  Yes. 
     The question I was answering:  “Are you especially observant?”
     The question the test was actually asking:  “Are you having visual hallucinations?” 
“Does your environment ever have special messages for you?”  Yes.  
     The question I was answering:  “Does the sudden sight of a rainbow during a    bout of doubt and self-loathing make you feel as though the world is trying to cheer you up?”
      The question the test was actually asking:  “Do you believe that your toaster is trying to convince you that the neighbors are spying on you?”
Five years later, I bombed a psych eval for a park ranger job for the same sort of thing.  Tread carefully, darlings.  

^^^^ that is actually such a huge issue with diagnosis!!!! and I’ve thought I didn’t experience symptoms for ages that I actually clearly had all along because of things being phrased super weirdly and confusingly :(

And this is why McDonald’s never called me after I applied

Yeah, this is why this kind of thing in job apps needs to be illegal. A lot of discrimination is well hidden.

Oh!  That explains why even having friends and my then-husband proofread these every time didn’t even work.  They may not be as weird as me, but they’re not neurotypical.  We all read the questions tantefledermaus mentioned as observational skills!

Fuck. This explains why I’ve failed all of these fucking things.

My sister said to answer these as if you were a really passive person who relied on management/authority to tell you exactly what to do/think. 

Protip: my Dad is a hiring manager at Home Depot and he told me the system they use (with the stupidass pointless 500 question quiz) is designed so it filters out people with neutral answers. Several months ago I applied for numerous jobs, each of which required their own dumbass tests. To save time (and my sanity) i would click the “sometimes” or middle option for nearly every question unless it was serious. Nobody every called me back. Hell only 1 of the 8 places i applied to even messaged me back saying “thank you but we have gone with someone else”. Your applications wont even get seen unless you “pass” the quiz. 
So when all yall do fill out these dumb things be sure to pick strong yes or no answers. Never “maybe” or “slighty agree/disagree”

Thank you for that, cause I do that a lot. Like I legit feel neutral on some of those questions. Tumblr with the life hacks

It’s really bad for someone who isn’t neurotypical because often, these questions do contain language meant to filter us out.
For me, I tend to notice the ones meant to filter out people with ADD, like myself. For example “do you have trouble focusing on one task” or “do you like to move around.” My normal answers to these would be “yes, but I have it under control” and “of course, no one can sit still for hours”. But corporations read them as “do not hire”
It’s a bunch of BS. So I answer them like a yes man from office space. Works pretty well.

goodluckdetective: theseriouscynic: vanillayote: clinicallydepressedpug: jinxasaurus: draggle: slashmarks: rosalinarosee: angst420: ...

Being Alone, Britney Spears, and Family: Britney Spears @britneyspears Following Fancy running into this guy!Sucha sweetheart!! Well, I was at LAX. I was flying alone to Hawaii. I was waitingiformy flight to board.lsaw a woman approaching me..." "She came up and said, Oh, Mr. O'Neill, I love Modern,Family. You're my favorite on the show. Could you please?" "Sothe next day m manager texts me What is this?' Fifty-three thousand likes! didn't know it was her Lookatthe look on my face Do l Look like Pm sitting With Britney Spears? foxhack: aggressivelynihilistic: buzzfeed: Ed O’Neill Didn’t Realize He Took A Picture With Britney Spears Until A Day Later I have this theory that Britney is one of those celebrities who can like… turn it on, nd can choose to have that aura about her, and when she doesn’t want to be ~Britney Spears~ she can just turn it off again I saw this comment and had to reblog it. She really does. After the therapy she went through a few years back (because of all the messed up things she had happen to her growing up), she’s a regular mom who also happens to be a musical superstar.Look at her in the photo. She doesn’t even look like glamorous. She looks like… a thirty-ish year old mom who sits down and watches Ed O’Neill on TV every week after helping her kids do homework. Perfectly average.And that’s a good thing. I’m glad she’s happy now.
nsfw
Being Alone, Britney Spears, and Family: Britney Spears
 @britneyspears
 Following
 Fancy running into this guy!Sucha
 sweetheart!!

 Well, I was at LAX. I was flying alone to Hawaii. I
 was waitingiformy flight to board.lsaw a woman
 approaching me..."

 "She came up and said, Oh, Mr. O'Neill, I love
 Modern,Family. You're my favorite on the
 show. Could you please?"

 "Sothe next day m manager texts me
 What is this?' Fifty-three thousand likes!
 didn't know it was her

 Lookatthe look on my face Do l Look
 like Pm sitting With Britney Spears?
foxhack:

aggressivelynihilistic:
buzzfeed:
Ed O’Neill Didn’t Realize He Took A Picture With Britney Spears Until A Day Later

I have this theory that Britney is one of those celebrities who can like… turn it on, nd can choose to have that aura about her, and when she doesn’t want to be ~Britney Spears~ she can just turn it off again 

I saw this comment and had to reblog it. She really does. After the therapy she went through a few years back (because of all the messed up things she had happen to her growing up), she’s a regular mom who also happens to be a musical superstar.Look at her in the photo. She doesn’t even look like glamorous. She looks like… a thirty-ish year old mom who sits down and watches Ed O’Neill on TV every week after helping her kids do homework. Perfectly average.And that’s a good thing. I’m glad she’s happy now.

foxhack: aggressivelynihilistic: buzzfeed: Ed O’Neill Didn’t Realize He Took A Picture With Britney Spears Until A Day Later I have this t...

Bailey Jay, Family, and Get Money: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200.
Bailey Jay, Family, and Get Money: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your...