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Apparently, Bad, and Bored: omeele T Talk to strangers! You're chatting with a random stranger on Omegle! You both like Science, and math. Stranger: Hey You: di You: di You: hi Stranger: Goddamn you're incapable You: no You: none of my letters match what letter they represent You: except the A and M key Stranger: That was inability if you have the eyes to see. Stranger: Yeah sure. You: i can see my keyboard You: i press "s" and get o Stranger: And I eat with my nose You: i press "D" and get e Stranger: I breath through my ears You: i switched them all You: so it's a legitimate mistake Stranger: Well if you're incapable at memorizing them in the correct sequence or doing something correctly after getting it wrong once, maybe you should switch those keys back. You: why switch back? Stranger: You'd be less idioti You: ahh yes you know everything You: my bad, i didn't realize Stranger: Like you are idiotic in a different sense now. So it'll be a positive sifting through all these negatives You: huh? sifting thrrough what negatives? You: you make no sense Stranger: You don't realize a lot. You didn't realize the answer to your recent inquiry was obvious Stranger: Why are you under these tags? you should be under a bridge. You seem like a troll to me You: what negatives are you talking about? You: i don't know what you are talking about Stranger: It's a coherent sentence. You're making no sense of it. Draw connections before it becomes obvious that you need to tattoo retard on your forehead as a warning You: i should post you on /r/iamverysmart You: in fact lets do that Stranger: I'm not claiming smart. I don't care for your compliments You: so i ask again You: "So it'll be a positive sifting through all these negatives." what the hell does this mean You: what "negatives" are you talking about? Stranger: Lmao Stranger: Figure It out. Stranger: Okay Lil johnny let me explain it to you Stranger: You failed multiple times in the beginning of this conversation. Then you made a pathetic excuse for your multiple mistakes, making you look even more like a failure. Then you couldn't understand what I was saying, apparently. From the looks of It You: all i'm asking is what are the "negatives" you were referring to Stranger: Thats a lot of negatives Stranger: I know what you're asking retard, and I answered it. You: ok well you have no idea why my keys are different do you? You: i have a perfectly good reason for it and a perfectly good reason to typo more often Stranger: The positive thing I was referring to was what we were talking about at the time, okay Lil johnny? Changing your keyboard back to a conventional one Stranger: Now if you need more of an explanation, I'm sorry but I don't have the crayons or will to explain this further to you You: why should i change it to conventional? You: it works fine for me the way it is You: it's better than conventional for me in fact Stranger: You keep asking an answered question. Are you insane? You: you didn't give a good answer You: that's my point You: i'm waiting for the actual good reason to change back Stranger: The answer is objective, you moron I'm not going to convince you to be anymore stupid that you are. l've had my fun, now I'm bored Stranger has disconnected Pompous Pontificator
Apparently, Bad, and Bored: omeele T
 Talk to strangers!
 You're chatting with a random stranger on Omegle!
 You both like Science, and math.
 Stranger: Hey
 You: di
 You: di
 You: hi
 Stranger: Goddamn you're incapable
 You: no
 You: none of my letters match what letter they
 represent
 You: except the A and M key
 Stranger: That was inability if you have the
 eyes to see.
 Stranger: Yeah sure.
 You: i can see my keyboard
 You: i press "s" and get o
 Stranger: And I eat with my nose
 You: i press "D" and get e
 Stranger: I breath through my ears
 You: i switched them all
 You: so it's a legitimate mistake
 Stranger: Well if you're incapable at
 memorizing them in the correct sequence or
 doing something correctly after getting it wrong
 once, maybe you should switch those keys back.
 You: why switch back?
 Stranger: You'd be less idioti
 You: ahh yes you know everything
 You: my bad, i didn't realize
 Stranger: Like you are idiotic in a different
 sense now. So it'll be a positive sifting through all
 these negatives
 You: huh? sifting thrrough what negatives?
 You: you make no sense
 Stranger: You don't realize a lot. You didn't
 realize the answer to your recent inquiry was
 obvious
 Stranger: Why are you under these tags? you
 should be under a bridge. You seem like a troll to
 me
 You: what negatives are you talking about?
 You: i don't know what you are talking about
 Stranger: It's a coherent sentence. You're
 making no sense of it. Draw connections before
 it becomes obvious that you need to tattoo
 retard on your forehead as a warning
 You: i should post you on /r/iamverysmart
 You: in fact lets do that
 Stranger: I'm not claiming smart. I don't care
 for your compliments
 You: so i ask again
 You: "So it'll be a positive sifting through all
 these negatives." what the hell does this mean
 You: what "negatives" are you talking about?
 Stranger: Lmao
 Stranger: Figure It out.
 Stranger: Okay Lil johnny let me explain it to you
 Stranger: You failed multiple times in the
 beginning of this conversation. Then you made a
 pathetic excuse for your multiple mistakes,
 making you look even more like a failure. Then
 you couldn't understand what I was saying,
 apparently. From the looks of It
 You: all i'm asking is what are the "negatives"
 you were referring to
 Stranger: Thats a lot of negatives
 Stranger: I know what you're asking retard, and
 I answered it.
 You: ok well you have no idea why my keys are
 different do you?
 You: i have a perfectly good reason for it and a
 perfectly good reason to typo more often
 Stranger: The positive thing I was referring to
 was what we were talking about at the time,
 okay Lil johnny? Changing your keyboard back to
 a conventional one
 Stranger: Now if you need more of an
 explanation, I'm sorry but I don't have the
 crayons or will to explain this further to you
 You: why should i change it to conventional?
 You: it works fine for me the way it is
 You: it's better than conventional for me in fact
 Stranger: You keep asking an answered
 question. Are you insane?
 You: you didn't give a good answer
 You: that's my point
 You: i'm waiting for the actual good reason to
 change back
 Stranger: The answer is objective, you moron
 I'm not going to convince you to be anymore
 stupid that you are. l've had my fun, now I'm
 bored
 Stranger has disconnected
Pompous Pontificator

Pompous Pontificator

Dating, Dude, and Friends: 183% 9:58 AM will 83% 9:58 AM o 9:59 AM 3 LTF,"all 82% 9:59 AM 4 Ifind that always goes sideways Dude weve been chatting for an hour in the morning on a school day and you expect my full attention? C'mon I wish there was "speed dating for making new friends It was brief Haha that's kind of what bumble is like One person ends up getting emotionally involved Anyhoo. I have to go to work then class. It's been interesting Touché I've had it work in the past just There is bumble bff but there's like one person on it I have a lot to offer, so yes I'm a bit demanding Yeah it's not something I'm looking for like I said. Just open to it 8:37 AM You seem since though, so good luck ). Just not a good fit for me Not really I'm not interested anyway I'm fine just making friends lol Duly noted. You seem difficult You have a lot to offer as a friend? It doesn't appear you do, actually. Maybe you should be honest with yourself about what you really want from this site, because "new friands" ain't it I have to start getting ready for school 7:26 AM Hahaha you're ridiculous. Get over yourself. So I'm guess I'm a BFF on bumble dating Yeah it could be fun, go for a hike and sneak off in the woods for fun! Haha I do! Sure it is Yeah I have no expectations honestly Sounds good I'm already getting ready for work Have a good day I've made lots of friends on this site, have gone hiking and snowboarding with lots of people 8:06 AM Fine making new friends or whatever happens Your message Well I'm sorry if you can't hold a conversation probably not up for talking Well you kinda come off as petulant dick when you don't get the attention you feel you deserve I like that I'm fine with sex/ fwb but not something I'm looking for I was getting a 4 year old and myself ready to get out the door on time. I am quite adept at holding a conversation when I've got the time Yeah I know lol Self awareness is a good start. If it happens it happens if not no biggie Good luck in your search for friends Well it's fine I'm not interested anyway have a good day You as well Ah I can't be bothered with people that don't chat/ aren't looking I don't mean to come across like that, but I've found if people can't have a good conversation it's not going to go anywhere or they take forever to want to meet Friend with benefits lol Haha well that escalated quickly Friends with Did you look at how long we had been chatting before you expected "results"? Haha not being rude just saying:) Yes haha sorry :) Dude we've been chatting for an hour in the morning on a school day and you expect my Yeah it took a sec It was brief I find that always goes sideways. Your message Your message Your message My friend met this nice guy on an online dating app...
Dating, Dude, and Friends: 183%
 9:58 AM
 will 83%
 9:58 AM
 o 9:59 AM
 3
 LTF,"all 82%
 9:59 AM
 4
 Ifind that always goes sideways
 Dude weve been chatting for an hour in the
 morning on a school day and you expect my
 full attention? C'mon
 I wish there was "speed dating for making
 new friends
 It was brief
 Haha that's kind of what
 bumble is like
 One person ends up getting emotionally
 involved
 Anyhoo. I have to go to work then class. It's
 been interesting
 Touché
 I've had it work in the past just
 There is bumble bff but there's like one
 person on it
 I have a lot to offer, so yes I'm a
 bit demanding
 Yeah it's not something I'm looking
 for like I said. Just open to it
 8:37 AM
 You seem since though, so good
 luck ). Just not a good fit for me
 Not really I'm not interested
 anyway
 I'm fine just making friends lol
 Duly noted.
 You seem difficult
 You have a lot to offer as a friend? It doesn't
 appear you do, actually. Maybe you should be
 honest with yourself about what you really want
 from this site, because "new friands" ain't it
 I have to start getting ready for school
 7:26 AM
 Hahaha you're ridiculous. Get over yourself.
 So I'm guess I'm a BFF on
 bumble dating
 Yeah it could be fun, go for a hike
 and sneak off in the woods for fun!
 Haha I do! Sure it is
 Yeah I have no expectations
 honestly
 Sounds good I'm already getting
 ready for work
 Have a good day
 I've made lots of friends on
 this site, have gone hiking and
 snowboarding with lots of people
 8:06 AM
 Fine making new friends or
 whatever happens
 Your message
 Well I'm sorry if you can't hold
 a conversation probably not
 up for talking
 Well you kinda come off as petulant dick when
 you don't get the attention you feel you deserve
 I like that
 I'm fine with sex/ fwb but not
 something I'm looking for
 I was getting a 4 year old and myself ready to
 get out the door on time. I am quite adept at
 holding a conversation when I've got the time
 Yeah I know lol
 Self awareness is a good start.
 If it happens it happens if not
 no biggie
 Good luck in your search for friends
 Well it's fine I'm not interested
 anyway have a good day
 You as well
 Ah
 I can't be bothered with people
 that don't chat/ aren't looking
 I don't mean to come across like
 that, but I've found if people can't
 have a good conversation it's not
 going to go anywhere or they take
 forever to want to meet
 Friend with benefits lol
 Haha well that escalated quickly
 Friends with
 Did you look at how long we had been chatting
 before you expected "results"?
 Haha not being rude just saying:)
 Yes haha sorry :)
 Dude we've been chatting for an hour in the
 morning on a school day and you expect my
 Yeah it took a sec
 It was brief
 I find that always goes sideways.
 Your message
 Your message
 Your message
My friend met this nice guy on an online dating app...

My friend met this nice guy on an online dating app...

Bad, Bailey Jay, and Fucking: [-] % -21 points 3 hours ago All I see is a bunch of school shooters permalink embed save snitch give award reply SubServiceBot -12 points 1 hour ago Yo what the fuck is wrong with you permalink embed save parent edit disable inbox replies delete reply כל score hidden] 38 minutes ago They're not wrong. School shooters are typically young white dudes permalink embed save parent snitch give award reply -l The only "typical" about school shooters is they grow up in fatherless households. Kind of rich for a black sub to be criticizing that. permalink embed save parent score hidden] 21 minutes ago snitch give award reply H score hidden] 9 minutes ago I find it oddly pleasant when the racist followers of this subreddit come out of the woodwork. So good job outing yourself, the OG commenter just made a joke. Relax. permalink embed save parent snitch give award reply + SubServiceBot comment score below threshold (1 child) H score hidden] 13 minutes ago One of their mottos is Pro Gun. You really think l'm that far off? permalink embed save parent snitch give award reply SubServiceBot 1 point 2 minutes ago Yes. Their motto isn't 'PRO FUCKING KILLING PEOPLE" YOU UNEDUCATED PIECE OF GLASS permalink embed save parent edit disable inbox replies delete reply HsHa 0points 3 hours ago Where's a mustang when you need one permalink embed save snitch give award reply SubServiceBot -1 points an hour ago Holy fucking shit what is wrong with you. No matter what kind of political difference you may hold with these KIDS, you jokingly talk about killing them? What in the fucking hell. If you think their political views are so bad, maybe you should look in the mirror and see how you are wanting to kill people simply because of their politics. Thats fucking fascism which is far worse than anything a bunch of The sounds of "my daddy is gonna sue you" could be heard from miles awa 502 submitted 5 hours ago by 73 comments share save hide give award snitch crosspost wayne.jpg @35mmPapi Zero drip Students For Trump@TrumpStudents Pro-Life. Pro-God. Pro-Gun Original Post RO-LIF RO-GO 18:28.04 Mar 19 from Innsbrook, VA Twitter for iPhone 7,200 Retweets 25.4K Likes your the real raycist here
Bad, Bailey Jay, and Fucking: [-] % -21 points 3 hours ago
 All I see is a bunch of school shooters
 permalink embed save
 snitch
 give award reply
 SubServiceBot -12 points 1 hour ago
 Yo what the fuck is wrong with you
 permalink embed save parent edit disable inbox replies delete reply
 כל
 score hidden] 38 minutes ago
 They're not wrong. School shooters are typically young white dudes
 permalink
 embed save parent
 snitch
 give award reply
 -l
 The only "typical" about school shooters is they grow up in fatherless households. Kind of rich for a black sub to be criticizing that.
 permalink embed save parent
 score hidden] 21 minutes ago
 snitch
 give award reply
 H score hidden] 9 minutes ago
 I find it oddly pleasant when the racist followers of this subreddit come out of the woodwork. So good job outing yourself, the OG
 commenter just made a joke. Relax.
 permalink embed save
 parent
 snitch
 give award reply
 + SubServiceBot comment score below threshold (1 child)
 H score hidden] 13 minutes ago
 One of their mottos is Pro Gun. You really think l'm that far off?
 permalink embed save parent
 snitch
 give award reply
 SubServiceBot 1 point 2 minutes ago
 Yes. Their motto isn't 'PRO FUCKING KILLING PEOPLE" YOU UNEDUCATED PIECE OF GLASS
 permalink embed save parent edit disable inbox replies delete reply
 HsHa 0points 3 hours ago
 Where's a mustang when you need one
 permalink embed save
 snitch
 give award reply
 SubServiceBot -1 points an hour ago
 Holy fucking shit what is wrong with you. No matter what kind of political difference you may hold with these KIDS, you jokingly talk
 about killing them? What in the fucking hell. If you think their political views are so bad, maybe you should look in the mirror and see
 how you are wanting to kill people simply because of their politics. Thats fucking fascism which is far worse than anything a bunch of
 The sounds of "my daddy is gonna sue you" could be heard from miles awa
 502
 submitted 5 hours ago by
 73 comments share save
 hide
 give award
 snitch
 crosspost
 wayne.jpg
 @35mmPapi
 Zero drip
 Students For Trump@TrumpStudents
 Pro-Life. Pro-God. Pro-Gun
 Original Post
 RO-LIF
 RO-GO
 18:28.04 Mar 19 from Innsbrook, VA Twitter for
 iPhone
 7,200 Retweets 25.4K Likes
your the real raycist here

your the real raycist here

Bitch, Confidence, and Fire: *recoils head in shock* What is it that you mean? Hello Who's this? 9 *blushes deeply* Oh...uh...oh god I wasn't expecting that right of the bat...Il'm Vincent from 3rd period. My acquaintance gave me your Kik A bulge grows larger in pants to signify confidence* I'm sorry! What is it that I am doing wrong? 21st century women (sluts) like yourself are insufferable. Get some class you stupid skank! Learn how to express your feelings. They teach you that in third grade, bitch. Oka looks at ground and takes deep breath* So what are your plans for this weekend? *fiddles with hands nervously* First off, I don't even know you exist, so you maybe you should to talk to me instead of doing this stupid crap on Kik. But you Can you like not First off, I don't even know you exist, so you maybe you should to talk to me instead of doing this stupid crap on Kik. But you already blew whatever chance you had in the first place with this 21st century bullshit. and confidence, fire is in my eyes* DO you HONESTLY think I care what a simple plebeian like you EVEN THINKS? I have multiple awards that I achieved with my 147 IQ (certified genius by scientific standards). Get out of my face, WHORE. *Slaps you with dick and runs away laughing* "have fun being blocked, troglodyte." *my face glimmers with anger and confidence, fire is in my eyes* DO you HONESTLY think I care what a simple plebeian like you EVEN THINKS? I have 4- I have no words... Alpha male makes great first impression.
Bitch, Confidence, and Fire: *recoils head in shock* What is
 it that you mean?
 Hello
 Who's this?
 9
 *blushes deeply* Oh...uh...oh
 god I wasn't expecting that
 right of the bat...Il'm Vincent
 from 3rd period. My
 acquaintance gave me your
 Kik
 A bulge grows larger in pants
 to signify confidence* I'm
 sorry! What is it that I am doing
 wrong? 21st century women
 (sluts) like yourself are
 insufferable. Get some class
 you stupid skank! Learn how to
 express your feelings. They
 teach you that in third grade,
 bitch.
 Oka
 looks at ground and takes
 deep breath* So what are your
 plans for this weekend?
 *fiddles with hands nervously*
 First off, I don't even know you
 exist, so you maybe you should
 to talk to me instead of doing
 this stupid crap on Kik. But you
 Can you like not
 First off, I don't even know you
 exist, so you maybe you should
 to talk to me instead of doing
 this stupid crap on Kik. But you
 already blew whatever chance
 you had in the first place with
 this 21st century bullshit.
 and confidence, fire is in my
 eyes* DO you HONESTLY think
 I care what a simple plebeian
 like you EVEN THINKS? I have
 multiple awards that I achieved
 with my 147 IQ (certified genius
 by scientific standards). Get
 out of my face, WHORE. *Slaps
 you with dick and runs away
 laughing* "have fun being
 blocked, troglodyte."
 *my face glimmers with anger
 and confidence, fire is in my
 eyes* DO you HONESTLY think
 I care what a simple plebeian
 like you EVEN THINKS? I have
 4-
 I have no words...
Alpha male makes great first impression.

Alpha male makes great first impression.

Definitely, Future, and Instagram: meet you stars") Double tap to like Sounds AMAZING!s Only problem is, I'm short for cash right now. I so wish I could rep your brand though ! thought I would be doing this for free.. This is you nice to meet I think I should be the one asking you "what's up" though I have made the code "ZODIAC". Once you purchase, be on the lookout in your email you entered at checkout, because you will receive infor- mation about our one-of-a-kind sales program available to our Brand Reps Only I reached out because you seemed really cool!Would you like to be a brand rep for our company? Of course! " Isn't ZODIAC an easy code to crack As a potential brand rep, I think it's part of my obligations to keep this business locked . Maybe you should make the code a bit harder (tip from me to you) First, let me introduce you to who we are though! Jewelry has been worn as a status symbol for thousands of years, however few realize the true reasoning behind it: to give you a hidden upper hand at life Studies show wearing jewelry increases your ability to stand out by 250%, and to be remembered favorably after human interactions by 95% We embrace the 1 2 Zodiac signs that fill our lives with bright outlooks within our future Check us out here... anything you like in particular? When you get your items, snap some pics and use uppy on your post. We can shout you out too! Sounds AMAZING, but you arent listening to me Welcome to the S can't wait for you to get your items Being a Brand is simple! First, of course you need to grab an item or two from our store in order to be a brand rep. After getting your items, you then can create posts with our prod ucts with your social media especially Instagram! You wil get a percentage for every sale you bring in! Now, the best part of being a brand rep is that you receive an exclusive discount code for 20% off our entire col lection at all times. Definitely take advantage of this to get your first few items to become a brand rep! You use it at check out. Ready for your code? PIC COLLAGE Bot tries to make me become a rep for the ~special~ 20% discount; in link in comments below, I help a potential rep realize her mistake
Definitely, Future, and Instagram: meet you
 stars")
 Double tap to like
 Sounds AMAZING!s Only
 problem is, I'm short for cash
 right now. I so wish I could
 rep your brand though !
 thought I would be doing this
 for free..
 This is
 you
 nice to meet
 I think I should be the one
 asking you "what's up" though
 I have made the code
 "ZODIAC". Once you purchase,
 be on the lookout in your
 email you entered at checkout,
 because you will receive infor-
 mation about our one-of-a-kind
 sales program available to our
 Brand Reps Only
 I reached out because you
 seemed really cool!Would you
 like to be a brand rep for our
 company?
 Of course! "
 Isn't ZODIAC an easy code
 to crack As a potential
 brand rep, I think it's part of
 my obligations to keep this
 business locked . Maybe
 you should make the code a bit
 harder (tip from me to you)
 First, let me introduce you to
 who we are though! Jewelry
 has been worn as a status
 symbol for thousands of years,
 however few realize the true
 reasoning behind it: to give
 you a hidden upper hand at
 life Studies show wearing
 jewelry increases your ability
 to stand out by 250%, and
 to be remembered favorably
 after human interactions by
 95% We embrace the 1 2
 Zodiac signs that fill our lives
 with bright outlooks within our
 future Check us out here...
 anything you like in particular?
 When you get your items,
 snap some pics and use
 uppy on your post.
 We can shout you out too!
 Sounds AMAZING, but you
 arent listening to me
 Welcome to the S
 can't wait for you to get your
 items
 Being a Brand is simple! First,
 of course you need to grab an
 item or two from our store in
 order to be a brand rep. After
 getting your items, you then
 can create posts with our prod
 ucts with your social media
 especially Instagram! You wil
 get a percentage for every sale
 you bring in! Now, the best part
 of being a brand rep is that you
 receive an exclusive discount
 code for 20% off our entire col
 lection at all times. Definitely
 take advantage of this to get
 your first few items to become
 a brand rep! You use it at check
 out. Ready for your code?
 PIC COLLAGE
Bot tries to make me become a rep for the ~special~ 20% discount; in link in comments below, I help a potential rep realize her mistake

Bot tries to make me become a rep for the ~special~ 20% discount; in link in comments below, I help a potential rep realize her mistake

Family, Get Money, and God: A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to Family Member: 1 am calling to tell you she died Bank: The account was never closed and the late Family Member: Maybe, you should turn it over to Bank: Since it is two months past due, it already Family Member: So, what will they do when they Bank: Either report her account to frauds division or report her to the credit bureau, maybe bothl' Family Member: "Do you think God will be mad at Family Member: "Did you just get what I was Bank: Sir, you'll have to speak to my supervisor. Family Member: T'm calling to tell you, she died Bank: The account was never closed and late fees Family Member : "You mean you want to collect nephew Bank: 'Could you fax us a certificate of death Family Member: Sure.' (Fax number was given) Bank : Our system just int setup for death I don't know what more I can do to help. Family Member: "Well, if you figure it out, great If not, you could just keep billing her. She won't Bank: Well, the late fees and charges do still Family Member: "Would you ike her new billing Family Member: 'And what do you do with dead Capitalism will put the bill on your grave and at the age of 35, and had been paying back a loan from the bank About two weeks after his death, my great aunt received a statement from the bank (his maill was being delivered to her house) about a late payment. She Well, that's unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more She didn't need to pay. When people die, their In fact, it is outright illegal to try and collect those debts from a person who didn't cosign Banks count on people not knowing that last comment so that they can still get money stolen before she died at the age of 93, and credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told The credit card asked my mother, "Don't you Don't you want to clear her good name?" My mom laughed at them again. "No," she said "Because a 90 year old wasn't watching porn with those credit cards, and her name is fine Don't give credit cards to old women likely to never pay off debts that arent your own. They often cant even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the DO NOT EVER PAY OFF DEBTS THAT If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to The reason being is that the moment you give them a single penmy, that debt is now on YOU because you've now agreed to pay it off, Do not agree to pay off their debt. Do not pass The Parable of the Grieving Families
Family, Get Money, and God: A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 Family Member: 1 am calling to tell you she died
 Bank: The account was never closed and the late
 Family Member: Maybe, you should turn it over to
 Bank: Since it is two months past due, it already
 Family Member: So, what will they do when they
 Bank: Either report her account to frauds division
 or report her to the credit bureau, maybe bothl'
 Family Member: "Do you think God will be mad at
 Family Member: "Did you just get what I was
 Bank: Sir, you'll have to speak to my supervisor.
 Family Member: T'm calling to tell you, she died
 Bank: The account was never closed and late fees
 Family Member : "You mean you want to collect
 nephew
 Bank: 'Could you fax us a certificate of death
 Family Member: Sure.' (Fax number was given)
 Bank : Our system just int setup for death
 I don't know what more I can do to help.
 Family Member: "Well, if you figure it out, great
 If not, you could just keep billing her. She won't
 Bank: Well, the late fees and charges do still
 Family Member:
 "Would you ike her new billing
 Family Member: 'And what do you do with dead
 Capitalism will put the bill on your grave and
 at the age of 35, and had been paying back
 a loan from the bank About two weeks after
 his death, my great aunt received a statement
 from the bank (his maill was being delivered
 to her house) about a late payment. She
 Well, that's unfortunate. We can arrange so
 payments will resume in 30 days, that should
 be enough time to have already paid for the
 On top of the unexpected $10,000 funeral,
 cremation and burial bill, my aunt had to
 a disabled retiree, on a fixed income, and
 could barely afford to pay for her insulin for
 diabetes. She nearly lost her home of more
 She didn't need to pay. When people die, their
 In fact, it is outright illegal to try and collect
 those debts from a person who didn't cosign
 Banks count on people not knowing that last
 comment so that they can still get money
 stolen before she died at the age of 93, and
 credit cards in her name. After she passed
 away, they called my mother to try and
 collect. My mom laughed at them, and told
 The credit card asked my mother, "Don't you
 Don't you want to clear her good name?" My
 mom laughed at them again. "No," she said
 "Because a 90 year old wasn't watching porn
 with those credit cards, and her name is fine
 Don't give credit cards to old women likely to
 never pay off debts that arent your own. They
 often cant even collect that money from the
 estate, if there is one, depending on how you
 write your will and what kind of account the
 DO NOT EVER PAY OFF DEBTS THAT
 If a loved one of yours dies and bill collectors
 (credit cards, loans, etc etc) start calling you
 off the hook and request that you pay off
 their debts, tell them in no uncertain terms to
 The reason being is that the moment you give
 them a single penmy, that debt is now on YOU
 because you've now agreed to pay it off,
 Do not agree to pay off their debt. Do not pass
The Parable of the Grieving Families

The Parable of the Grieving Families