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Community, Family, and Finance: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.
Community, Family, and Finance: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this 


Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.

thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitali...

Family, Get Money, and God: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this
Family, Get Money, and God: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this

thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitali...

Bad, Community, and Crying: Emergency Jaw Sugery Fund Be the first to share Tweet Share thats-tea: thats-tea: Everyone, a woman came to us on twitter to ask for help. We’ve seen her speak about her pain in the past few months of being on twitter. We told her to create a GoFundMe so the community could help and she was nervous to. If you could help her it would mean a lot, and would help her through something she’s been going through for a long time. Here’s her post: “Hello everyone! When I was born my jaw was significantly smaller than it should normally be and my mother was told by doctors that they should brake my jaw as an infant and add an implant so I wouldn’t have to worry about jaw problems in the future, my mother refused so that has what brought me to make this gofundme. I’m 21 years old and I provide for my family, I currently saved over 5,000 dollars by myself, recently I left my job for another opportunity and the other job opportunity ended up being horrible so I need this help more than ever. My jaw/teeth situation has gotten worse and worse in past months as my teeth are growing into my gums and it has effected my sleep and mental health, it’s gotten to the point where I get very bad lock jaw and can barley speak.The surgery itself is 7,600 dollars and in total with the hospital room and anesthesia its 9,910, I’ve already saved half of that. Please help if you can, thank you so much for reading this.” GoFundMe It would mean a lot if you could donate anything you can. If you can’t that’s okay as well, you’d also be doing a lot if you shared. Thank you, and sorry for taking up your time. We’ve personally donated $900. We helped her apply for an influencer job on twitter, and it’s looking like they’re going to accept her, so she’s scared to put her image there or would make the post directly on twitter. She’s nervous it might hurt her in getting the job, since she’s been out of a job for awhile, and she’s afraid if she misses this chance she’d continue being out of a job for a long time. We’ve been helping her get a new job because of the conditions she’s in She’s extremely scared she’ll lose the opportunity if she’s seen by those checking her accounts that she’d lose this opportunity, and we tried to convince her. Normally when people come to us and report they’re going through something, we pay their costs directly. Including rent, food, cellphone/electricity bills, among other things. So we’re constantly spending high hundreds to thousands a week/month. When it comes to situations when the person needs thousands, we can’t/don’t give directly thousands to one person, it prevents us from helping the others who comes to us for help with the money we set aside to help people. Normally take over a person’s problem by paying monthly if possible, if they could make that plan. we had her create this gofundme specifically because she was crying about jaw pain. If this doesn’t work, next month we’ll have money aside to pay for it completely. We had her make this GoFundMe specifically because physical pain was involved. If it doesn’t work here on tumblr, I’ll try and force her to have the post made on twitter/facebook since this is a matter of pain.  We’ve also been helping with her living conditions which we’ll keep private. If she insists, next month we’ll set enough aside to personally pay her entire thing and ask her to just bear through it for this month. Though we never make these posts, In the coming future we’ll be able to do even more for people and our budget limits will rise even more so we won’t ever have to ask the public. It’s only because it’s a current matter of physical pain, it would mean a lot if you can donate anything. 
Bad, Community, and Crying: Emergency Jaw Sugery Fund
 Be the first to share
 Tweet
 Share
thats-tea:
thats-tea:

Everyone, a woman came to us on twitter to ask for help. We’ve seen her speak about her pain in the past few months of being on twitter. We told her to create a GoFundMe so the community could help and she was nervous to. If you could help her it would mean a lot, and would help her through something she’s been going through for a long time.
Here’s her post:
“Hello everyone! When I was born my jaw was significantly smaller than it should normally be and my mother was told by doctors that they should brake my jaw as an infant and add an implant so I wouldn’t have to worry about jaw problems in the future, my mother refused so that has what brought me to make this gofundme. I’m 21 years old and I provide for my family, I currently saved over 5,000 dollars by myself, recently I left my job for another opportunity and the other job opportunity ended up being horrible so I need this help more than ever. My jaw/teeth situation has gotten worse and worse in past months as my teeth are growing into my gums and it has effected my sleep and mental health, it’s gotten to the point where I get very bad lock jaw and can barley speak.The surgery itself is 7,600 dollars and in total with the hospital room and anesthesia its 9,910, I’ve already saved half of that.
Please help if you can, thank you so much for reading this.”
GoFundMe
It would mean a lot if you could donate anything you can. If you can’t that’s okay as well, you’d also be doing a lot if you shared. Thank you, and sorry for taking up your time.

We’ve personally donated $900. We helped her apply for an influencer job on twitter, and it’s looking like they’re going to accept her, so she’s scared to put her image there or would make the post directly on twitter. She’s nervous it might hurt her in getting the job, since she’s been out of a job for awhile, and she’s afraid if she misses this chance she’d continue being out of a job for a long time. We’ve been helping her get a new job because of the conditions she’s in
She’s extremely scared she’ll lose the opportunity if she’s seen by those checking her accounts that she’d lose this opportunity, and we tried to convince her.
Normally when people come to us and report they’re going through something, we pay their costs directly. Including rent, food, cellphone/electricity bills, among other things. So we’re constantly spending high hundreds to thousands a week/month. When it comes to situations when the person needs thousands, we can’t/don’t give directly thousands to one person, it prevents us from helping the others who comes to us for help with the money we set aside to help people. Normally take over a person’s problem by paying monthly if possible, if they could make that plan. we had her create this gofundme specifically because she was crying about jaw pain. If this doesn’t work, next month we’ll have money aside to pay for it completely. We had her make this GoFundMe specifically because physical pain was involved. If it doesn’t work here on tumblr, I’ll try and force her to have the post made on twitter/facebook since this is a matter of pain. 

We’ve also been helping with her living conditions which we’ll keep private.

 If she insists, next month we’ll set enough aside to personally pay her entire thing and ask her to just bear through it for this month.
Though we never make these posts, In the coming future we’ll be able to do even more for people and our budget limits will rise even more so we won’t ever have to ask the public. It’s only because it’s a current matter of physical pain, it would mean a lot if you can donate anything. 

thats-tea: thats-tea: Everyone, a woman came to us on twitter to ask for help. We’ve seen her speak about her pain in the past few months o...

Being Alone, Amazon, and College: did you know? There's an app that pays people to go online. Nielsen, the organization that does TV ratings, now measures the popularity of websites and online videos. To do that, they'll pay you just to 1.) Join the Nielsen panel at InternetPanel.org 2.) Get the free app on your phone/computer, 3.) Use the internet the same way you do now. It's that simple! Panel members receive cash and Amazon gift cards just to use the internet. nielsen PHOTO: INTERNETPANEL.ORG DID YOU KNOW? collegehackable: cntnd: zarb: You guys, I looked into it and this is legitimate. According to Wikipedia, Nielsen has been a trusted name since the 1920s, first measuring what radio stations people listened to. In the 1950s, they got into television ratings and now they’re measuring the popularity of stuff online. I can’t believe they’re gonna start paying me to watch youtube videos… I’m truly living in 3019 It took me less than 5 minutes to sign up here GUYS… in 2019 we live in 3019 I usually scroll past these sorta posts, but I know a lot of broke college kids follow me and want someone to verify if this is real. After doing my homework, I learned that the Nielsen internet panel is undeniably real. (Source: TV Technology) If you’re worried about what data they collect, this is from Nielsen’s website: TL;DR they only want to know what websites you visit, how long you spend on those sites, etc. and they NEVER collect sensitive data such as usernames, passwords, login information, bank, or credit card information. Facebook already collects (and sells) your data. The difference is that Nielsen wants to pay you and they’re not sneaky about it. So yes, you can quite literally get paid to watch youtube videos. Pro-Tip: to make the most money, you guys should join the panel on your computer AND your phone because you can earn more for multiple devices. Besides regular rewards, Nielsen gives away $10,000 cash each month. You could receive a thousand dollars in one month from the sweepstakes alone. If you keep Nielsen on your computer, you’ll be automatically entered into their monthly sweepstakes, so the app is a must-have on laptop or desktop. Two people win $1000 each month and four hundred people win cash prizes. Another reason to add multiple devices is that annually they will pay you $50 per mobile device you connect, so it pays to put Nielsen on all your devices, even that old phone in a drawer somewhere if it’ll turn on. Tablets work too, as do iPods and E-Readers.
Being Alone, Amazon, and College: did you know?
 There's an app that pays people to go online.
 Nielsen, the organization that does TV ratings,
 now measures the popularity of websites and
 online videos. To do that, they'll pay you just to
 1.) Join the Nielsen panel at InternetPanel.org
 2.) Get the free app on your phone/computer,
 3.) Use the internet the same way you do now.
 It's that simple! Panel members receive cash
 and Amazon gift cards just to use the internet.
 nielsen
 PHOTO: INTERNETPANEL.ORG
 DID YOU KNOW?
collegehackable:
cntnd:

zarb:

You guys, I looked into it and this is legitimate. According to Wikipedia, Nielsen has been a trusted name since the 1920s, first measuring what radio stations people listened to. In the 1950s, they got into television ratings and now they’re measuring the popularity of stuff online. I can’t believe they’re gonna start paying me to watch youtube videos… I’m truly living in 3019
It took me less than 5 minutes to sign up here

GUYS… in 2019 we live in 3019

I usually scroll past these sorta posts, but I know a lot of broke college kids follow me and want someone to verify if this is real. After doing my homework, I learned that the Nielsen internet panel is undeniably real.
(Source: TV Technology)
If you’re worried about what data they collect, this is from Nielsen’s website:
TL;DR they only want to know what websites you visit, how long you spend on those sites, etc. and they NEVER collect sensitive data such as usernames, passwords, login information, bank, or credit card information.
Facebook already collects (and sells) your data. The difference is that Nielsen wants to pay you and they’re not sneaky about it. So yes, you can quite literally get paid to watch youtube videos.
Pro-Tip: to make the most money, you guys should join the panel on your computer AND your phone because you can earn more for multiple devices. Besides regular rewards, Nielsen gives away $10,000 cash each month. You could receive a thousand dollars in one month from the sweepstakes alone. If you keep Nielsen on your computer, you’ll be automatically entered into their monthly sweepstakes, so the app is a must-have on laptop or desktop. Two people win $1000 each month and four hundred people win cash prizes. Another reason to add multiple devices is that 

annually they will pay you $50 per mobile device you connect, so it pays to put Nielsen on all your devices, even that old phone in a drawer somewhere if it’ll turn on. Tablets work too, as do iPods and E-Readers.

collegehackable: cntnd: zarb: You guys, I looked into it and this is legitimate. According to Wikipedia, Nielsen has been a trusted name s...

Bailey Jay, Family, and Get Money: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200.
Bailey Jay, Family, and Get Money: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your...

Alive, America, and Bbb: did you know? On NielsenPanel.org you can get paid to use the internet like you normally do! Nielsen, the company that does TV ratings, now measures the popularity of websites and online videos To do that, they'll truly pay you just to #1: Install their app on your smartphone or computer, #2: Use the internet the same as you normally do, and #3: GET PAID. It's that easy! Nielsen gathers data anonymously and it won't slow down your device. Room on the panel is limited but they're still accepting new members now. nielsen PHOTO: NIELSEN DID YOU KNOW? moneypets: lazyproblems: collegehackable: zarb: It takes like 5 minutes to sign up here! Nielsen is the real deal so I’m pretty excited about this. They’re already paying people to watch TV, now they’re gonna pay me to watch vine comps…. I’M LIVING IN 3019 Reblogging to save a bank account Nielsen is absolutely amazing and I completely vouch for them! They have an A+ BBB rating and they’ve been a trusted name since the 1920s, first measuring what radio stations peopled listened to, then getting into TV ratings, and now they measure the popularity of websites and online videos! So yes, you can quite literally get paid to watch youtube videos. What a time to be alive indeed. Pro-tip: to make the most money, you guys should Join the Nielsen panel on your computer AND your phone because they pay for each device that you connect. You can expect to earn about $50 per device this year and you can win up to $1000 in one month during their monthly sweepstakes! In addition to regular rewards, Nielsen gives away $10,000 each month. All you have to do is keep the Nielsen app installed on your computer and you’ll be entered into the sweepstakes. Top prize earners take home $1,000 each, and 400 people win cash prizes. To everyone worried about what data they collect, this is from their website: TL;DR they only want to know what websites you visit, and how much time you spend on these sites. They NEVER collect sensitive data such as usernames, passwords, login information, bank, or credit card information. So if you could use some extra cash, you honestly have nothing to lose! For once in your life, get paid for your browsing history rather than other people getting paid for it. IN 2019 WE LIVE IN 3019 Signal boost. This works in a bunch of places! You can sign up for Nielsen from America (Computer or Smartphone) Canada (Homescan panel) Germany (Computer or Smartphone) United Kingdom (Computer only) Italy (Computer or Smartphone) Australia (Smartphone only) New Zealand (Computer only) Hong Kong (Smartphone only) Switzerland (Homescan panel) Finland (Homescan panel) Portugal (Homescan panel) Spain (Homescan panel)
Alive, America, and Bbb: did you know?
 On NielsenPanel.org you can get paid to use
 the internet like you normally do! Nielsen, the
 company that does TV ratings, now measures
 the popularity of websites and online videos
 To do that, they'll truly pay you just to #1: Install
 their app on your smartphone or computer,
 #2: Use the internet the same as you normally
 do, and #3: GET PAID. It's that easy! Nielsen
 gathers data anonymously and it won't slow
 down your device. Room on the panel is limited
 but they're still accepting new members now.
 nielsen
 PHOTO: NIELSEN
 DID YOU KNOW?
moneypets:

lazyproblems:

collegehackable:

zarb:
It takes like 5 minutes to sign up here! Nielsen is the real deal so I’m pretty excited about this. They’re already paying people to watch TV, now they’re gonna pay me to watch vine comps…. I’M LIVING IN 3019
Reblogging to save a bank account
Nielsen is absolutely amazing and I completely vouch for them! They have an A+ BBB rating and they’ve been a trusted name since the 1920s, first measuring what radio stations peopled listened to, then getting into TV ratings, and now they measure the popularity of websites and online videos! So yes, you can quite literally get paid to watch youtube videos. What a time to be alive indeed.
Pro-tip: to make the most money, you guys should Join the Nielsen panel on your computer AND your phone because they pay for each device that you connect. You can expect to earn about $50 per device this year and you can win up to $1000 in one month during their monthly sweepstakes! In addition to regular rewards, Nielsen gives away $10,000 each month. All you have to do is keep the Nielsen app installed on your computer and you’ll be entered into the sweepstakes. Top prize earners take home $1,000 each, and 400 people win cash prizes.
To everyone worried about what data they collect, this is from their website:
TL;DR they only want to know what websites you visit, and how much time you spend on these sites. They NEVER collect sensitive data such as usernames, passwords, login information, bank, or credit card information. So if you could use some extra cash, you honestly have nothing to lose!

For once in your life, get paid for your browsing history rather than other people getting paid for it.

IN 2019 WE LIVE IN 3019



Signal boost. This works in a bunch of places! You can sign up for Nielsen from

America (Computer or Smartphone)

Canada (Homescan panel)

Germany (Computer or Smartphone)

United Kingdom (Computer only)

Italy (Computer or Smartphone)

Australia (Smartphone only)

New Zealand (Computer only)

Hong Kong (Smartphone only)

Switzerland (Homescan panel)

Finland (Homescan panel)

Portugal (Homescan panel)

Spain (Homescan panel)

moneypets: lazyproblems: collegehackable: zarb: It takes like 5 minutes to sign up here! Nielsen is the real deal so I’m pretty excited a...