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Bailey Jay, Family, and Get Money: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200.
Bailey Jay, Family, and Get Money: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your...

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Anaconda, Google, and Lgbt: Infanta Muerte @GeekRemix 9m *Pretends to be shocked part 3: Return of the homophobia* @Team YouTube@YouTube gay HD Oct 8, 2017 11:42 AM 0 views o Edit 0:38 Not suitable for most advertisers Request review Team YouTube @TeamYouTube Follow Replying to @GeekRemix Hi. If you think our system got it wrong, please appeal so an expert can review Here's more on the appeals process Update on monetization appeal and the appeals process Posted 9/5/17 3:19 PM, 84 messages productforums.google.com 2:02 PM-8 Oct 2017 Infanta Muerte @GeekRemix 2m Replying to @Team YouTube Excuse me but that was the most dismissive thing I have ever seen in my life. Fix the homophobic algorithm and don't but the work on me. 4 Infanta Muerte GeekRemix 1m 'Replying to @TeamYouTube Fix the blatant homophobia for LGBT+ terms for videos that are completely blank and private. This is 100% on you and only you. Infanta Muerte @GeekRemix 4m How am I supposed to appeal the fact that you auto flag LGBT+ terms and then throttle the views? it shouldn't happen in the first place. Team YouTube Φ @TeamYouTube Replying to @GeekRemix Hi. If you think our system got it wrong, please appeal so an expert can review. Here's more on the appeals process: goo.g/jvTDg4 Infanta Muerte @GeekRemix Additionally the FACT that more and more LGBT+ terms are being flagged as not suitable is 100% YOUR fault. YOU fix it. #LGBT #Youtube Team YouTube. @TeamYouTube Replying to @GeekRemix Hi. If you think our system got it wrong, please appeal so an expert can review. Here's more on the appeals process: goo.gl/jvTDg4 2:09 PM-8 Oct 2017 gay HD Oct 8, 2017 11:42 AM 0 views Edit 0:38 Not suitable for most advertisers transgender HD Sep 20, 2017 2:38 PM 0 views Not suitable for all advertisers Request review Edit 0:38 cisgender HD Sep 20, 2017 2:44 PM 0 views Editv 0:38 Straight couple H Sep 18, 2017 7:39 AM 0 views Edit 0:46 lesbian couple HD Sep 18, 2017 7:44 AM 0 views Not suitable for all advertisers Request review Edit v 0:46 bass-borot: geekremixalot: geekremix: links https://twitter.com/GeekRemix/status/917134851085619200 https://twitter.com/GeekRemix/status/917132350294822912 https://twitter.com/GeekRemix/status/917135357392687104 retweet these. don’t let them shut you up. fight. bring this to the attention of everyone.  REMINDER THAT MORE AND MORE LGBT+ TERMS ARE BEING ADDED TO THE AUTO FLAG LIST EVERY DAY! WHEN A VIDEO IS FLAGGED IT LOSES MONEY, BUT IT IS ALSO THEN THROTTLED FOR VIEWS SO PEOPLE DON’T SEE IT. YOUTUBE IS LITERALLY ERASING GAY CONTENT. If a video cannot meet the 1,000 views per week threshold required for manual review, then you have no chance of overturning YouTube’s autoflag system.  YouTube telling creators to “please appeal if you think we got it wrong” does NOTHING to help smaller creators and older content that get less than 1,000 views a week.
Anaconda, Google, and Lgbt: Infanta Muerte @GeekRemix 9m
 *Pretends to be shocked part 3: Return of the homophobia*
 @Team YouTube@YouTube
 gay HD
 Oct 8, 2017 11:42 AM
 0 views o
 Edit
 0:38
 Not suitable for most advertisers
 Request review
 Team YouTube
 @TeamYouTube
 Follow
 Replying to @GeekRemix
 Hi. If you think our system got it wrong,
 please appeal so an expert can review
 Here's more on the appeals process
 Update on monetization appeal and the appeals process
 Posted 9/5/17 3:19 PM, 84 messages
 productforums.google.com
 2:02 PM-8 Oct 2017

 Infanta Muerte @GeekRemix 2m
 Replying to @Team YouTube
 Excuse me but that was the most dismissive thing I have ever seen in my life. Fix
 the homophobic algorithm and don't but the work on me.
 4
 Infanta Muerte GeekRemix 1m
 'Replying to @TeamYouTube
 Fix the blatant homophobia for LGBT+ terms for videos that are completely blank
 and private. This is 100% on you and only you.

 Infanta Muerte @GeekRemix 4m
 How am I supposed to appeal the fact that you auto flag LGBT+ terms and then
 throttle the views? it shouldn't happen in the first place.
 Team YouTube Φ @TeamYouTube
 Replying to @GeekRemix
 Hi. If you think our system got it wrong, please appeal so an expert can
 review. Here's more on the appeals process: goo.g/jvTDg4

 Infanta Muerte
 @GeekRemix
 Additionally the FACT that more and more
 LGBT+ terms are being flagged as not
 suitable is 100% YOUR fault. YOU fix it.
 #LGBT #Youtube
 Team YouTube. @TeamYouTube
 Replying to @GeekRemix
 Hi. If you think our system got it wrong, please appeal so an expert can review.
 Here's more on the appeals process: goo.gl/jvTDg4
 2:09 PM-8 Oct 2017

 gay HD
 Oct 8, 2017 11:42 AM
 0 views
 Edit
 0:38
 Not suitable for most advertisers
 transgender HD
 Sep 20, 2017 2:38 PM
 0 views
 Not suitable for all advertisers
 Request review
 Edit
 0:38
 cisgender HD
 Sep 20, 2017 2:44 PM
 0 views
 Editv
 0:38
 Straight couple H
 Sep 18, 2017 7:39 AM
 0 views
 Edit
 0:46
 lesbian couple HD
 Sep 18, 2017 7:44 AM
 0 views
 Not suitable for all advertisers
 Request review
 Edit v
 0:46
bass-borot:

geekremixalot:
geekremix:

links
https://twitter.com/GeekRemix/status/917134851085619200
https://twitter.com/GeekRemix/status/917132350294822912
https://twitter.com/GeekRemix/status/917135357392687104
retweet these. don’t let them shut you up. fight. bring this to the attention of everyone. 
REMINDER THAT MORE AND MORE LGBT+ TERMS ARE BEING ADDED TO THE AUTO FLAG LIST EVERY DAY! WHEN A VIDEO IS FLAGGED IT LOSES MONEY, BUT IT IS ALSO THEN THROTTLED FOR VIEWS SO PEOPLE DON’T SEE IT.
YOUTUBE IS LITERALLY ERASING GAY CONTENT.

If a video cannot meet the 1,000 views per week threshold required for manual review, then you have no chance of overturning YouTube’s autoflag system. 
YouTube telling creators to “please appeal if you think we got it wrong” does NOTHING to help smaller creators and older content that get less than 1,000 views a week.

bass-borot: geekremixalot: geekremix: links https://twitter.com/GeekRemix/status/917134851085619200 https://twitter.com/GeekRemix/status/9...