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Cute, Tumblr, and Blog: ENGLISH NGLISH supermodelcats: This Nerdy Cat tshirt I designed. What do you think? [ Check it out here! ] this cute shirt is adorable :D
Cute, Tumblr, and Blog: ENGLISH

 NGLISH
supermodelcats:
This Nerdy Cat tshirt I designed. What do you think?
[ Check it out here! ]

this cute shirt is adorable :D

supermodelcats: This Nerdy Cat tshirt I designed. What do you think? [ Check it out here! ] this cute shirt is adorable :D

Hello, Target, and Tumblr: spidey-art: Interviewer: Yes Hello, so what do you like to do for fun? Me: Give the saddest Avengers pets. Interviewer:….well alrighty then
Hello, Target, and Tumblr: spidey-art:
Interviewer: Yes Hello, so what do you like to do for fun?
Me: Give the saddest Avengers pets.
Interviewer:….well alrighty then

spidey-art: Interviewer: Yes Hello, so what do you like to do for fun? Me: Give the saddest Avengers pets. Interviewer:….well alrighty then

Tumblr, Blog, and Http: DT1093 phoenyxy: What do you call 3-3 but with Baptiste? BOATs.
Tumblr, Blog, and Http: DT1093
phoenyxy:

What do you call 3-3 but with Baptiste? BOATs.

phoenyxy: What do you call 3-3 but with Baptiste? BOATs.

Bailey Jay, Family, and Get Money: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200.
Bailey Jay, Family, and Get Money: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your...

cnn.com, Memes, and Muslim: JENAZAH SEORANG WARGA DITOLAK KARENA BERAGAMR NON MUSLIM Koodinator Gusdurian Mojokerto, Imam Maliki yang mengawal kasus ini mengatakan bahwa sebelumnya warga sepakat jika pemakaman tanpa ritual kristen dan tanda salib. Pihak keluarga yang merupakan satu-satunya non-muslim di desa itu pun sepakat dengan syarat yang diajukan oleh para warga. Namun setelsh lewat dua hari setelah pemakaman, penolakan kembali muncul dari pada warga. Mereka menolak dengan alasan area pemakaman itu milik orang islam, tanahnya bukan tanah desa. Alasan lainnya karena kuburan itu dipenuhi kuburan muslim dan tak boleh dicampur dengan jenazah dari agama lain. ⠀ "Tanah itu tanah wakaf untuk orang Muslim, itu yang menjadi alasan penolakan. Warga yang menolak, tahu itu makamnya untuk Muslim," ujar Imam, melansir CNN Indonesia. Pegiat Jaringan Islam Antidiskriminasi (JIAD) Aan Anshori dalam unggahan di akun Facebooknya mengatakan bahwa anak almarhumah bernama Novi hanya diam mengetahui penolakan warga. Sebagai warga desa, Novi berpendapat harusnya mereka juga mendapat layanan pemakaman yang sama tanpa memandang perbedaan agama. Atas masalah ini, Penggerak Gusdurian Mojokerto, Kukun Triyoga mengatakan musyawarah kembali dilakukan. Musyawarah itu dihadiri oleh pihak keluarga, perangkat desa, Polresta Mojokerto, Kodim, Kecamatan, Kelurahan, dan masyarakat sekitar. Solusi masalah ini adalah, adanya kesepakatan makam akan dipindahkan ke area pemakaman non-muslim. Pihak keluarga sudah menerima kesepakatan ini dengan lapang dada. Namun karena pemakaman non-muslim belum tersedia, untuk sementara makam belum dibongkar. Pemindahan jenazah akan dilakukan usai pemerintah menyediakan lahan untuk pemakaman non-muslim. ⠀ "Kami dari Gusdurian sebenarnya ingin makam Bu Nunuk tetap di desa itu. Kami menuntut ada fasilitas Desa Ngares Kidul untuk makam non-Muslim," kata Kukun. Pihak aparat meminta waktu 6 bulan untuk menyediakan lahan pemakaman non-muslim. Jika sudah tersedia, jenazah akan segera dipindahkan. ⠀ What do you think guys?? Tag teman kalian ya Follow @sejarah_mitos
cnn.com, Memes, and Muslim: JENAZAH SEORANG WARGA
 DITOLAK KARENA BERAGAMR
 NON MUSLIM
Koodinator Gusdurian Mojokerto, Imam Maliki yang mengawal kasus ini mengatakan bahwa sebelumnya warga sepakat jika pemakaman tanpa ritual kristen dan tanda salib. Pihak keluarga yang merupakan satu-satunya non-muslim di desa itu pun sepakat dengan syarat yang diajukan oleh para warga. Namun setelsh lewat dua hari setelah pemakaman, penolakan kembali muncul dari pada warga. Mereka menolak dengan alasan area pemakaman itu milik orang islam, tanahnya bukan tanah desa. Alasan lainnya karena kuburan itu dipenuhi kuburan muslim dan tak boleh dicampur dengan jenazah dari agama lain. ⠀ "Tanah itu tanah wakaf untuk orang Muslim, itu yang menjadi alasan penolakan. Warga yang menolak, tahu itu makamnya untuk Muslim," ujar Imam, melansir CNN Indonesia. Pegiat Jaringan Islam Antidiskriminasi (JIAD) Aan Anshori dalam unggahan di akun Facebooknya mengatakan bahwa anak almarhumah bernama Novi hanya diam mengetahui penolakan warga. Sebagai warga desa, Novi berpendapat harusnya mereka juga mendapat layanan pemakaman yang sama tanpa memandang perbedaan agama. Atas masalah ini, Penggerak Gusdurian Mojokerto, Kukun Triyoga mengatakan musyawarah kembali dilakukan. Musyawarah itu dihadiri oleh pihak keluarga, perangkat desa, Polresta Mojokerto, Kodim, Kecamatan, Kelurahan, dan masyarakat sekitar. Solusi masalah ini adalah, adanya kesepakatan makam akan dipindahkan ke area pemakaman non-muslim. Pihak keluarga sudah menerima kesepakatan ini dengan lapang dada. Namun karena pemakaman non-muslim belum tersedia, untuk sementara makam belum dibongkar. Pemindahan jenazah akan dilakukan usai pemerintah menyediakan lahan untuk pemakaman non-muslim. ⠀ "Kami dari Gusdurian sebenarnya ingin makam Bu Nunuk tetap di desa itu. Kami menuntut ada fasilitas Desa Ngares Kidul untuk makam non-Muslim," kata Kukun. Pihak aparat meminta waktu 6 bulan untuk menyediakan lahan pemakaman non-muslim. Jika sudah tersedia, jenazah akan segera dipindahkan. ⠀ What do you think guys?? Tag teman kalian ya Follow @sejarah_mitos

Koodinator Gusdurian Mojokerto, Imam Maliki yang mengawal kasus ini mengatakan bahwa sebelumnya warga sepakat jika pemakaman tanpa ritual kr...