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    Facebook, Omg, and Saw: Red
 @redgermz
 Saw this on Facebook and sent it to
 my brother, who is a pharmacist.
 Unsa man na b
 10:29 AM
 Paracetamol
 OMG
 cfluffiness
 Medical Terms
 abscess
 nephritis
 cornea
 utaneous
 abdominal
 nephrosis
 adrenalin
 debility
 neuralgia
 allergic
 diabetes
 neuritis
 anesthesia
 eczema
 neurosis
 angina
 edema
 occlusion
 aorta
 embolism
 orthopedic
 arteriosclerosis Qr
 esophagus
 palsy
 gallbladder
 arthritis
 pancreas
 gynecology
 asthma
 pediatrics
 atrophied
 peritoneum
 hemorrhage -
 Cf
 atrophy
 hepatitis
 pernicious
 hysterotomy
 bacilli
 phlebitis
 6
 bacillus
 impetigo
 pituitary
 inoperable
 peo
 bacteria
 purulent
 biopsy
 intravenous
 red blood cells
 leukemia
 blood count
 septicemia
 leukocytosis
 blood vessel
 therapy
 bronchitis
 lymphatic
 フ thyroid
 cardiac
 malignancy
 e
 tonsillitis
 cataract
 malignant
 tuberculosis
 cerebrl
 metabolism
 ulna
 colitis
 mucus
 vascular
 Someone in facebook also posted this too
 xmagnet-o
 Omg
 halcyonjester
 Mediglyphics
 klubbhead
 This shit's infuriating
 pseudonymsobriquet
 Oh, this is a type of shorthand!
 There are 3 main types, but from my research,
 this looks to be American Gregg Shorthand.
 A O
 aths
 H.
 emamage 7
 C
 I .
 E o
 F
 tubercalasis
 As you can see, there are set symbols for every
 letter
 Let's break one of the words down:
 atrophied
 O o
 P
 atrophied
 Using the Gregg Alphabet as reference, we can
 see most of the letters in "atrophied" are
 present. But why no "o" vowel, and why is "ph"
 written as "f"?
 Simple. In shorthand, you cut out all vowels in a
 word when writing it down, with the exception of
 words that BEGIN or END with a vowel (hence
 the "a" at the start being present), or like in the
 "I" in "atrophied", to make it more readable when
 the sound could be harder to distinguish if it
 isn't written. In "atrophied" if the the "i" isn't
 written, it could be hard to tell if the writer
 meant a "fud", "fad", "fod" or "fid" sound, for
 example.
 Also, since Shorthand is a phonetic writing
 system, you are encouraged to write down the
 phonetic sounds of words rather than the actual
 letter blends in this case, write an "f" instead of
 a "ph"
 So in actuality, these aren't just meaningless
 scribbles -it's Gregg Shorthand, a writing
 system developed to take down notes more
 quickly than when written out in full, which is
 very useful in a medical or journalistic
 environment
 Some people can even write over 100 words in
 a minute! And, it's been in use since John
 Robert Gregg invented it in 1888! Wow! So old!
 Isn't language amazing ?
 r4cs0
 darkvioletcloud
 I'm gonna go back in time and kill John Robert
 Gregg
 1
 N
 
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                Facebook, Omg, and Saw: Red
 @redgermz
 Saw this on Facebook and sent it to
 my brother, who is a pharmacist.
 Unsa man na b
 10:29 AM
 Paracetamol
 OMG
 cfluffiness
 Medical Terms
 abscess
 nephritis
 cornea
 utaneous
 abdominal
 nephrosis
 adrenalin
 debility
 neuralgia
 allergic
 diabetes
 neuritis
 anesthesia
 eczema
 neurosis
 angina
 edema
 occlusion
 aorta
 embolism
 orthopedic
 arteriosclerosis Qr
 esophagus
 palsy
 gallbladder
 arthritis
 pancreas
 gynecology
 asthma
 pediatrics
 atrophied
 peritoneum
 hemorrhage -
 Cf
 atrophy
 hepatitis
 pernicious
 hysterotomy
 bacilli
 phlebitis
 6
 bacillus
 impetigo
 pituitary
 inoperable
 peo
 bacteria
 purulent
 biopsy
 intravenous
 red blood cells
 leukemia
 blood count
 septicemia
 leukocytosis
 blood vessel
 therapy
 bronchitis
 lymphatic
 フ thyroid
 cardiac
 malignancy
 e
 tonsillitis
 cataract
 malignant
 tuberculosis
 cerebrl
 metabolism
 ulna
 colitis
 mucus
 vascular
 Someone in facebook also posted this too
 xmagnet-o
 Omg
 halcyonjester
 Mediglyphics
 klubbhead
 This shit's infuriating
 pseudonymsobriquet
 Oh, this is a type of shorthand!
 There are 3 main types, but from my research,
 this looks to be American Gregg Shorthand.
 A O
 aths
 H.
 emamage 7
 C
 I .
 E o
 F
 tubercalasis
 As you can see, there are set symbols for every
 letter
 Let's break one of the words down:
 atrophied
 O o
 P
 atrophied
 Using the Gregg Alphabet as reference, we can
 see most of the letters in "atrophied" are
 present. But why no "o" vowel, and why is "ph"
 written as "f"?
 Simple. In shorthand, you cut out all vowels in a
 word when writing it down, with the exception of
 words that BEGIN or END with a vowel (hence
 the "a" at the start being present), or like in the
 "I" in "atrophied", to make it more readable when
 the sound could be harder to distinguish if it
 isn't written. In "atrophied" if the the "i" isn't
 written, it could be hard to tell if the writer
 meant a "fud", "fad", "fod" or "fid" sound, for
 example.
 Also, since Shorthand is a phonetic writing
 system, you are encouraged to write down the
 phonetic sounds of words rather than the actual
 letter blends in this case, write an "f" instead of
 a "ph"
 So in actuality, these aren't just meaningless
 scribbles -it's Gregg Shorthand, a writing
 system developed to take down notes more
 quickly than when written out in full, which is
 very useful in a medical or journalistic
 environment
 Some people can even write over 100 words in
 a minute! And, it's been in use since John
 Robert Gregg invented it in 1888! Wow! So old!
 Isn't language amazing ?
 r4cs0
 darkvioletcloud
 I'm gonna go back in time and kill John Robert
 Gregg
 1
 N
 
                
            

            
            
 

            
            
        

    



        

            
        
        

            




    Dad, Facebook, and Fucking: Julia
 @ghoulia
 Follow
 a guy on my facebook posted something slightly
 stupid & his mom went OFFFFFFFFF

 What it takes to be an attractive...
 Man
 Woman
 -be ripped
 -have stable job
 -be ripped
 -have money
 -be clean
 dress well
 -smell good
 -be dad material
 -pay for dates
 -be confident
 -have nice hair
 -Dont be too fat
 Meninist
 on Tuesday
 welp

 I am so ANGRY AT YOU RIGHT NOW
 TAKE THIS DOWN. This
 is going to be a conversation. You
 think this is true? You are selfish
 enough and diluted enough to believe
 this garbage?
 3 hours ago . Unlike-山1 . Reply
 By these standards SON I guess I'm
 unattractive and don't to a fucking
 thing for you! Oh you and I have a
 goddamn lunch date.
 3 hours ago Unlike 1 Reply
 I wouldn't worry about any other girls
 response here. Mine should enlighten
 you. And I've screen shot this for our
 further viewing pleasure and future
 learning tool.
 3 hours ago . Unlike . 1 . Reply

 I'm so glad I screen shot this very
 every girl you ever try to bring home.
 For your wedding day...this...this will
 be brought up FOREVER.
 3 hours ago Unlike 1 Reply
 Yup.
 what mood
 3 hours ago Like Reply
 look
 has set
 I'm sure your future pregnant wife will
 feel.your love when YPU MAKE HER
 UNATTRACTIVE through pregnancy.
 You twit. Open mouth allow shit to fal
 out. Anyone who liked this better
 unlik it like real fast. How do you like
 being single forever because your a
 DOUCHE CANOE?
 3 hours ago Unlike 2 Reply

 Oh don't like me spamming your wall?
 Don't post horse shit calling me
 unattractive! Like f I'm not going to
 defend myself!
 3 hours ago Unlike 1 Reply
 Simlle More
 Your proctologist called he found
 your head
 2 hours ago Unlike 1 Reply
 Smile More
 Write a comment...
 OS
dr-gloom:

neshtasplace:

author-trash:

inquisitorhotpants:

thugilly:

micdotcom:

And mom of the year goes to …

This is actually amazing because anytime I see a man being sexist or misogynistic, I wonder where his mother is.

“your proctologist called, he found your head” lmaooooooo


She went off on him I’m dead 

She gave him life, then saw fit to take it away. 

this is how moms should respond to their sons being pricks, not awkward socially-obligated laughter or silent smiles

Fatality 
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                Dad, Facebook, and Fucking: Julia
 @ghoulia
 Follow
 a guy on my facebook posted something slightly
 stupid & his mom went OFFFFFFFFF

 What it takes to be an attractive...
 Man
 Woman
 -be ripped
 -have stable job
 -be ripped
 -have money
 -be clean
 dress well
 -smell good
 -be dad material
 -pay for dates
 -be confident
 -have nice hair
 -Dont be too fat
 Meninist
 on Tuesday
 welp

 I am so ANGRY AT YOU RIGHT NOW
 TAKE THIS DOWN. This
 is going to be a conversation. You
 think this is true? You are selfish
 enough and diluted enough to believe
 this garbage?
 3 hours ago . Unlike-山1 . Reply
 By these standards SON I guess I'm
 unattractive and don't to a fucking
 thing for you! Oh you and I have a
 goddamn lunch date.
 3 hours ago Unlike 1 Reply
 I wouldn't worry about any other girls
 response here. Mine should enlighten
 you. And I've screen shot this for our
 further viewing pleasure and future
 learning tool.
 3 hours ago . Unlike . 1 . Reply

 I'm so glad I screen shot this very
 every girl you ever try to bring home.
 For your wedding day...this...this will
 be brought up FOREVER.
 3 hours ago Unlike 1 Reply
 Yup.
 what mood
 3 hours ago Like Reply
 look
 has set
 I'm sure your future pregnant wife will
 feel.your love when YPU MAKE HER
 UNATTRACTIVE through pregnancy.
 You twit. Open mouth allow shit to fal
 out. Anyone who liked this better
 unlik it like real fast. How do you like
 being single forever because your a
 DOUCHE CANOE?
 3 hours ago Unlike 2 Reply

 Oh don't like me spamming your wall?
 Don't post horse shit calling me
 unattractive! Like f I'm not going to
 defend myself!
 3 hours ago Unlike 1 Reply
 Simlle More
 Your proctologist called he found
 your head
 2 hours ago Unlike 1 Reply
 Smile More
 Write a comment...
 OS
dr-gloom:

neshtasplace:

author-trash:

inquisitorhotpants:

thugilly:

micdotcom:

And mom of the year goes to …

This is actually amazing because anytime I see a man being sexist or misogynistic, I wonder where his mother is.

“your proctologist called, he found your head” lmaooooooo


She went off on him I’m dead 

She gave him life, then saw fit to take it away. 

this is how moms should respond to their sons being pricks, not awkward socially-obligated laughter or silent smiles

Fatality 
                
            

            
            
dr-gloom:

neshtasplace:

author-trash:

inquisitorhotpants:

thugilly:

micdotcom:

And mom of the year goes to …

This is actually amazing...

            
            
        

    



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            




    Children, Head, and Mood: nothingbutamother:
dynastylnoire:

ladycedar:

There are a number of students in my GCSE class that have behavioural issues and if they feel uncomfortable they can do anything from storm out of the classroom to throwing chairs and punching their tables. They’re great kids, they just dont always see the light at the end of the tunnel and when they are in stressful situations they dont know what to do other than lash out sometimes. They are 10 months away from their final exams and the pressure is being mounted on them in every aspect of their school lives.
Last week one of the students saw me making little origami stars. Its something I do when I’m feeling anxious to help me focus on something else. He asked if I could show him how to make them. He had been clenching his fists all lesson, which I’ve noticed is a tell that he is struggling to retain composure. I gave him a strip of paper and talked it through with him. Soon half of the class were asking me to show them. They all picked it up really quickly.
After about five minutes and about 8 stars later, the student sat back down and was in a much calmer and motivated mood for the rest of the lesson. Our next lesson I placed a box of paper strips on my desk and when I saw anyone getting worked up about their work I silently placed a strip in front of them and let them get on with it. The lesson after I was amazed to see that students would go up to the box of their own accord, pick up a few strips and head back to their desks to continue working after calming down.
Yesterday I brought a large jar into the classroom and placed my anxiety stars in there. The boys put their strsss stars in there too. When they fill the jar I’m going to bring sweets into the lesson to celebrate them working hard and working through their problems in a positive manner. I know I’m not the teacher they deserve just yet but I feel like I’ve made a big breakthrough with them.

art therapy is important.

You are exactly the teacher they need. It’s a brilliant idea and im so glad it works for them.


This is seriously so wonderful. It’s easy to write certain kids off as “bad kids” but it’s important to remember that they’re kids. That kid who yells and cusses and throws chairs has absolute turmoil inside their little mind and has no idea how to deal with it. Instead of contributing to the madness, find a way to redirect the frustration. Teach them how to deal with stress in a healthy way. Children. Have. To. Be. Taught.
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                Children, Head, and Mood: nothingbutamother:
dynastylnoire:

ladycedar:

There are a number of students in my GCSE class that have behavioural issues and if they feel uncomfortable they can do anything from storm out of the classroom to throwing chairs and punching their tables. They’re great kids, they just dont always see the light at the end of the tunnel and when they are in stressful situations they dont know what to do other than lash out sometimes. They are 10 months away from their final exams and the pressure is being mounted on them in every aspect of their school lives.
Last week one of the students saw me making little origami stars. Its something I do when I’m feeling anxious to help me focus on something else. He asked if I could show him how to make them. He had been clenching his fists all lesson, which I’ve noticed is a tell that he is struggling to retain composure. I gave him a strip of paper and talked it through with him. Soon half of the class were asking me to show them. They all picked it up really quickly.
After about five minutes and about 8 stars later, the student sat back down and was in a much calmer and motivated mood for the rest of the lesson. Our next lesson I placed a box of paper strips on my desk and when I saw anyone getting worked up about their work I silently placed a strip in front of them and let them get on with it. The lesson after I was amazed to see that students would go up to the box of their own accord, pick up a few strips and head back to their desks to continue working after calming down.
Yesterday I brought a large jar into the classroom and placed my anxiety stars in there. The boys put their strsss stars in there too. When they fill the jar I’m going to bring sweets into the lesson to celebrate them working hard and working through their problems in a positive manner. I know I’m not the teacher they deserve just yet but I feel like I’ve made a big breakthrough with them.

art therapy is important.

You are exactly the teacher they need. It’s a brilliant idea and im so glad it works for them.


This is seriously so wonderful. It’s easy to write certain kids off as “bad kids” but it’s important to remember that they’re kids. That kid who yells and cusses and throws chairs has absolute turmoil inside their little mind and has no idea how to deal with it. Instead of contributing to the madness, find a way to redirect the frustration. Teach them how to deal with stress in a healthy way. Children. Have. To. Be. Taught.
                
            

            
            
nothingbutamother:
dynastylnoire:

ladycedar:

There are a number of students in my GCSE class that have behavioural issues and if they feel...

            
            
        

    



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            




    America, Bad, and Children: There is no such thing as an American
 dream n Europe we try to be civil
 and have empathy
queeranarchism:

queerautism:

queeranarchism:


love-geofffree:

designatedheckingadult:


queeranarchism:

LOL NOPE
Europe is racist as fuck. Europe has armed gaurds and high fences on its borders. Europe makes it illegal to rescue refugees at sea. Europe locks up refugee children. Europe has killer cops that shoot teenagers of color. Europe is full of fascist politicians nostalgically fantasizing about ethnic cleansing. Not a day goes by without attacks on Muslims. 
Fuck Europe.

Can confirm.


The problem with England (I can’t talk for the rest of Europe) is that our racism and our xenophobia and all our bigoted views manifest in a different way then America, and we use this to claim that it doesn’t exist, even when our country is built on it.
We are taught that the British empire was a good thing, and pretty much no one here knows anything about colionisation and our role in most current world problems.
But the amount of times that I’ve tried to talk about any issue within England and been shut down with the claim “well we’re not as bad as America”. 
That’s why the trump protests were so important. We are constantly looking to America to justify our own bigotry. We’ll call America out on their unjust wars, and ignore the fact our own army and government was supporting them.
Listen, I like my country- I like that we have a rich history (not that I support it, but heck, everyone likes learning about the Roman Empire, doesn’t mean they think it’s a good thing), I like that we have countrysides and big diverse towns like London, I like that we love fish and chips and curry sauce, I love our old pubs and traditional pub food, I like that we have the NHS (though I dislike how it’s run), I like our sense of dry gallows humour, I like our film and tv industry, I love our history of theatre, I love our myths and legends.
But god damn are we historically an awful country, and have we ever tried to make reparations? Our actions are still affecting other countries and ruining life. I don’t like the empire, I don’t like what the monarchy stands for, I don’t like our politicians that spew bigotry and hate, I don’t like our press which are like vultures, I don’t like the power the BBC has to cover-up actual sexual abuse and rape, I hate Katie Hopkins and that she has any platform to spew her hate, I hate Brexit and that it was founded on hate, I hate how we think our lives are more valuable than that of refuges or immigrants, I hate that we don’t think that we are directly or indirectly responsible for a lot of the refugees and asylum seekers that exist today, I hate that we have a system that is actively leading to the deaths of disabled people and that even when investigated by the UN and told to change because we were violating human rights we refused, I hate how we support America’s bigotry and then use their country as a shield when accused of our own bigotry. 
I hate that we, as a country, are incapable of accepting responsibility and making amends for our terrible actions. 

Incredibly well put. 
One of the tricky things is that every European country has their own fictional self image which it keeps repeating to convince itself it’s not a bigoted shithole.
In the UK it’s very much focused on being better than the US, being civilized and polite and stylish, while.. ya know… having a lot of blood on its hands and doing all the same racist and bigoted shit everyone else is doing. 
In the Netherlands it’s focused on being ‘tolerant’ and gay-friendly and having semi-legal weed, while.. ya know… 
having a lot of blood on its hands and doing all the same racist and bigoted shit everyone else is doing. 
In Germany it’s focused on having ‘learned from the second world war’ and being ‘better now, while .
. ya know… 



having a lot of blood on its hands and doing all the same racist and bigoted shit everyone else is doing. 
And so on.. every European country considers itself either an underdog or a pioneer or a peak of civilization or small and quirky and of course they all consider themselves so much better than the US while 
doing all the same racist and bigoted shit everyone else is doing. 


https://metro.co.uk/2016/10/27/man-severely-beaten-after-being-told-to-speak-f-english-speaks-out-6218523/
I still remember exactly how it felt to read about this man being brutally asssulted, HIT ON THE FACE WITH A PLANK OF WOOD, in London, a city I lived next to and visited all the time, simple because he was speaking my native language in public. 
I remember breaking down sobbing because of how many people in this country I love hate me so fucking much for being born somewhere else. 
IIRC, there was another similar incident on the underground this past April. 
So tell me more about the supposed lack of xenophobia and racism in Europe


These sort of things are sometimes best articulated by people who did not grow up here and suddenly experience it all at once. Pretty much every exchange student of color that I’ve spoken to in the Netherlands has recounted an experience to me

that went pretty much like this:
Day 1: “Yay! The Netherlands! Country of tolerance and gay rights!”
Day 2: “Huh, that person was really friendly to me and did like 15 micro-aggression, that was weird”
Day 4: “Waaaaaiiitt… why does this happen constantly? Are people messing with me?  Am I imagining this? Do I just misunderstand their culture? The Netherlands can’t be this racist.”
Day 10: “Oh my god, I’m not imagining it, people actually are this racist and they think they’re not! WTF”
Day 12: “Holy crap, if I try to point out a micro-aggression people go from super friendly to hyper aggressive screaming in my face in about 5 seconds. And people I thought I could trust jump to their defense. What is this hellscape?”
Day 13: “Everything I thought I knew about the Netherlands is wrong. This place is so racist.”
Day 14: “Holy crap, is that a primary school teacher in black face?” 

A Muslim girl was drowned in a river by school bullies and found with bite marks and the police are trying to write it off as her forgetting she couldn’t swim and jumping in the river to cool down? A local fisherman saw it all but was written off as being drunk even though he wasn’t. The school of the girl and the bullies is trying to change it’s name so it will no longer be associated with the incident.The school was Broad Oak Sports College. The river was River Irwell in Bury, Greater Manchester. The girl was Shukri Abdi and she was 12 years old and her and her family recently moved from Somalia. She was the eldest of 5 and her mum is completely distraught, and her uncle has been trying to point out that it wasn’t just a “tragic accident”.Racism still exists in the most horrific forms in the UK.
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                America, Bad, and Children: There is no such thing as an American
 dream n Europe we try to be civil
 and have empathy
queeranarchism:

queerautism:

queeranarchism:


love-geofffree:

designatedheckingadult:


queeranarchism:

LOL NOPE
Europe is racist as fuck. Europe has armed gaurds and high fences on its borders. Europe makes it illegal to rescue refugees at sea. Europe locks up refugee children. Europe has killer cops that shoot teenagers of color. Europe is full of fascist politicians nostalgically fantasizing about ethnic cleansing. Not a day goes by without attacks on Muslims. 
Fuck Europe.

Can confirm.


The problem with England (I can’t talk for the rest of Europe) is that our racism and our xenophobia and all our bigoted views manifest in a different way then America, and we use this to claim that it doesn’t exist, even when our country is built on it.
We are taught that the British empire was a good thing, and pretty much no one here knows anything about colionisation and our role in most current world problems.
But the amount of times that I’ve tried to talk about any issue within England and been shut down with the claim “well we’re not as bad as America”. 
That’s why the trump protests were so important. We are constantly looking to America to justify our own bigotry. We’ll call America out on their unjust wars, and ignore the fact our own army and government was supporting them.
Listen, I like my country- I like that we have a rich history (not that I support it, but heck, everyone likes learning about the Roman Empire, doesn’t mean they think it’s a good thing), I like that we have countrysides and big diverse towns like London, I like that we love fish and chips and curry sauce, I love our old pubs and traditional pub food, I like that we have the NHS (though I dislike how it’s run), I like our sense of dry gallows humour, I like our film and tv industry, I love our history of theatre, I love our myths and legends.
But god damn are we historically an awful country, and have we ever tried to make reparations? Our actions are still affecting other countries and ruining life. I don’t like the empire, I don’t like what the monarchy stands for, I don’t like our politicians that spew bigotry and hate, I don’t like our press which are like vultures, I don’t like the power the BBC has to cover-up actual sexual abuse and rape, I hate Katie Hopkins and that she has any platform to spew her hate, I hate Brexit and that it was founded on hate, I hate how we think our lives are more valuable than that of refuges or immigrants, I hate that we don’t think that we are directly or indirectly responsible for a lot of the refugees and asylum seekers that exist today, I hate that we have a system that is actively leading to the deaths of disabled people and that even when investigated by the UN and told to change because we were violating human rights we refused, I hate how we support America’s bigotry and then use their country as a shield when accused of our own bigotry. 
I hate that we, as a country, are incapable of accepting responsibility and making amends for our terrible actions. 

Incredibly well put. 
One of the tricky things is that every European country has their own fictional self image which it keeps repeating to convince itself it’s not a bigoted shithole.
In the UK it’s very much focused on being better than the US, being civilized and polite and stylish, while.. ya know… having a lot of blood on its hands and doing all the same racist and bigoted shit everyone else is doing. 
In the Netherlands it’s focused on being ‘tolerant’ and gay-friendly and having semi-legal weed, while.. ya know… 
having a lot of blood on its hands and doing all the same racist and bigoted shit everyone else is doing. 
In Germany it’s focused on having ‘learned from the second world war’ and being ‘better now, while .
. ya know… 



having a lot of blood on its hands and doing all the same racist and bigoted shit everyone else is doing. 
And so on.. every European country considers itself either an underdog or a pioneer or a peak of civilization or small and quirky and of course they all consider themselves so much better than the US while 
doing all the same racist and bigoted shit everyone else is doing. 


https://metro.co.uk/2016/10/27/man-severely-beaten-after-being-told-to-speak-f-english-speaks-out-6218523/
I still remember exactly how it felt to read about this man being brutally asssulted, HIT ON THE FACE WITH A PLANK OF WOOD, in London, a city I lived next to and visited all the time, simple because he was speaking my native language in public. 
I remember breaking down sobbing because of how many people in this country I love hate me so fucking much for being born somewhere else. 
IIRC, there was another similar incident on the underground this past April. 
So tell me more about the supposed lack of xenophobia and racism in Europe


These sort of things are sometimes best articulated by people who did not grow up here and suddenly experience it all at once. Pretty much every exchange student of color that I’ve spoken to in the Netherlands has recounted an experience to me

that went pretty much like this:
Day 1: “Yay! The Netherlands! Country of tolerance and gay rights!”
Day 2: “Huh, that person was really friendly to me and did like 15 micro-aggression, that was weird”
Day 4: “Waaaaaiiitt… why does this happen constantly? Are people messing with me?  Am I imagining this? Do I just misunderstand their culture? The Netherlands can’t be this racist.”
Day 10: “Oh my god, I’m not imagining it, people actually are this racist and they think they’re not! WTF”
Day 12: “Holy crap, if I try to point out a micro-aggression people go from super friendly to hyper aggressive screaming in my face in about 5 seconds. And people I thought I could trust jump to their defense. What is this hellscape?”
Day 13: “Everything I thought I knew about the Netherlands is wrong. This place is so racist.”
Day 14: “Holy crap, is that a primary school teacher in black face?” 

A Muslim girl was drowned in a river by school bullies and found with bite marks and the police are trying to write it off as her forgetting she couldn’t swim and jumping in the river to cool down? A local fisherman saw it all but was written off as being drunk even though he wasn’t. The school of the girl and the bullies is trying to change it’s name so it will no longer be associated with the incident.The school was Broad Oak Sports College. The river was River Irwell in Bury, Greater Manchester. The girl was Shukri Abdi and she was 12 years old and her and her family recently moved from Somalia. She was the eldest of 5 and her mum is completely distraught, and her uncle has been trying to point out that it wasn’t just a “tragic accident”.Racism still exists in the most horrific forms in the UK.
                
            

            
            
queeranarchism:

queerautism:

queeranarchism:


love-geofffree:

designatedheckingadult:


queeranarchism:

LOL NOPE
Europe is racist as fu...

            
            
        

    



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            



        

            
        
        

            




    Community, Family, and Finance: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this 


Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                Community, Family, and Finance: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this 


Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.
                
            

            
            
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitali...

            
            
        

    



        

            
        
        

            



        

            
        
        

            




    Alive, Bad, and College: Side Effects
 Follow
 ECTS @SideEffectsNews
 Why aren't millennials giving blood?
 bit.ly/2fRZG5i
 5:14 PM 28 Sep 2017

 Belinda Blumenthal
 @philomenapunk
 Follow
 because we all gay
 ide Effects @SideEffectsNews
 Why aren't millennials giving blood? bit.ly/2fRZG5i
 11:29 AM 3 Oct 2017
 3,199 Retweets 11,051 Likes
agapantoblu:

somecunttookmyurl:
creaturethatcries:


dr-dendritic-trees:

karnythia:

voidbat:

genderfuckt:


optimysticals:

the-fury-of-a-time-lord:

luidilovins:

the-modern-satyr:

seedydemigod:

captainfunkpunkandroll:

the-real-eye-to-see:
Didn’t even know people are not allowed to give blood if they are gay


That’s been the thing for years. The HIV scare of the ‘80s prohibited us from donating blood. And they still hold that against us despite the fact that that claim has been debunked over and over again.

the wording on the paperwork is “Are you a man who has had sexual intercourse with a man after 1980” or “Are you a woman who has had sexual intercourse with a man who has had sexual intercourse with another man since 1980” (this was a blood drive at my college  where majority of the students werent Alive in 1980.) I donated all the time back when I was a virgin, because o- , but now I’m not allowed to. So a better question for this article is “Why won’t baby boomers let queer people donate blood, even though all the blood gets screened for HIV and aids anyway?” though, theres a lot of room for loopholes in the wording of it   


This fucking matters. Bias in medicine is bias that should not exist. Fucking fix it.


This is disgusting 

hey trans people can’t give blood either. was banned from a plasma place for having the nerve to show up and be trans. “we don’t serve you people”.

This is one of the reasons why it was painful for a LOT of Queer people after the Pulse shooting. We kept seeing messages calling for blood donations but so many of us can’t donate. We couldn’t even help our own community. 


!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!


as someone who has received money and/or drugs in exchange for sex, i have a lifetime ban on giving blood. FURTHERMORE, my whore blood is so filthy that if you’ve had sex with me in the past year, YOU can’t give blood!
and that’s a federal goddamn guideline, folks! 

If you lived in Europe for 3 months between 1980 and 1996 you can’t donate blood which basically takes out everyone who ever served in the military and was stationed overseas, anyone who studied abroad or anyone who had a job overseas during that period. The Red Cross is always announcing they have a shortage of blood donors but they create the shortage with the byzantine array of restrictions that they refuse to revisit. 

Okay, the above stuff is stigma and total crap, we have efficient screens for HIV and things now, the blood will be screened anyway, banning people for their sexual history is completely prejudice and its wasteful, and those rules really need to go.
But the last one, the ban on donation for people living in Europe, is actually done for a reason. Its an attempt to limit the spread of vCJD, which we don’t have a way of screening for right now.


Last i went you could donate blood if trans, I was openly trans at my blood clinic and they took me. So its probably just that particular clinic, which I say so that other trans people arent discouraged from trying to donate.
Also… as long as its the only question you lie on… if theres a blood shortage emergency I really dont see why not lie on that one question. Like its terrible to have to do that and im not trying to make you feel bad if you avoiding donating because of it, but since we know its not scientifically founded it seems perfectly moral to me to lie on that one question if you want to donate. There’s not really a way for them to fact check that.


I really never understood why people don’t just LIE
“Heartbroken they couldn’t-“ JUST LIE ON THE FORM

I’m an openly queer woman in Italy and I’ve never lied on my form, but also, my form doesn’t even ask the gender of my partner. All the questions are phrased “have you had any heterosexual or homosexual intercourse in the past six months?”, “have you changed partner in the past six months?” They are willingly phrased to work for all people because there’s literally no scientific reason as to why straight blood would be safer than gay blood.It’s just a formality. Honestly, you could write you just had an orgy and as long as you claim you’ve practiced safe sex they’ll give you the green card to donate. At most, they mark your sack for a more thorough venereal diseases screening in case you couldn’t affirm for sure that you’re 100% clean.The whole “but after the AIDS scare” discourse is bullcrap. They give AIDS informative flyers to all donors once a year and they screen for HIV all the sacks. Whenever you donate, you get the analysis results back and if you check, straight or gay, there’s always the results for the HIV test. Because medicine knows that straights and gays are all equally likely to be affected, it’s how it is.If you’re gay, you can donate. If you’re trans, the most that can happen is that your doctor allows you two yearly donations, roughly six months apart, if you are having your period; otherwise you’re allowed three yearly donations, roughly four months apart. That’s it.If the forms are like those provided in Italy, you won’t have even have to lie. If you live in some dumbass country that thinks you cannot donate if you’re queer, though, yeah, just fucking lie about it because there is no valid reason that says you cannot give blood.It’s an whole different matter if we’re talking about restrictions based on where you were at X date.These questions are common worldwide because they refer to viruses and infections that cannot be screened. This is not made because the Red Cross is mean and cruel and whatever the fuck; it’s because they cannot be sure your blood is not contaminated and since the blood is going to someone who, it stands to reason, is already compromised on their own, they cannot fight their own battle and add more. That’s why you cannot donate. My uncle died because he was fighting leukemia and was injected a transfusion of infected blood. DO NOT LIE ON THE FORM ABOUT ILLNESSES YOU HAD OR PLACES YOU’VE BEEN TO. YOUR WISH TO DONATE IS WORTH JACK SHIT IF YOU CONTAMINATE SOMEONE BECAUSE YOU WEREN’T HONEST.
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                Alive, Bad, and College: Side Effects
 Follow
 ECTS @SideEffectsNews
 Why aren't millennials giving blood?
 bit.ly/2fRZG5i
 5:14 PM 28 Sep 2017

 Belinda Blumenthal
 @philomenapunk
 Follow
 because we all gay
 ide Effects @SideEffectsNews
 Why aren't millennials giving blood? bit.ly/2fRZG5i
 11:29 AM 3 Oct 2017
 3,199 Retweets 11,051 Likes
agapantoblu:

somecunttookmyurl:
creaturethatcries:


dr-dendritic-trees:

karnythia:

voidbat:

genderfuckt:


optimysticals:

the-fury-of-a-time-lord:

luidilovins:

the-modern-satyr:

seedydemigod:

captainfunkpunkandroll:

the-real-eye-to-see:
Didn’t even know people are not allowed to give blood if they are gay


That’s been the thing for years. The HIV scare of the ‘80s prohibited us from donating blood. And they still hold that against us despite the fact that that claim has been debunked over and over again.

the wording on the paperwork is “Are you a man who has had sexual intercourse with a man after 1980” or “Are you a woman who has had sexual intercourse with a man who has had sexual intercourse with another man since 1980” (this was a blood drive at my college  where majority of the students werent Alive in 1980.) I donated all the time back when I was a virgin, because o- , but now I’m not allowed to. So a better question for this article is “Why won’t baby boomers let queer people donate blood, even though all the blood gets screened for HIV and aids anyway?” though, theres a lot of room for loopholes in the wording of it   


This fucking matters. Bias in medicine is bias that should not exist. Fucking fix it.


This is disgusting 

hey trans people can’t give blood either. was banned from a plasma place for having the nerve to show up and be trans. “we don’t serve you people”.

This is one of the reasons why it was painful for a LOT of Queer people after the Pulse shooting. We kept seeing messages calling for blood donations but so many of us can’t donate. We couldn’t even help our own community. 


!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!


as someone who has received money and/or drugs in exchange for sex, i have a lifetime ban on giving blood. FURTHERMORE, my whore blood is so filthy that if you’ve had sex with me in the past year, YOU can’t give blood!
and that’s a federal goddamn guideline, folks! 

If you lived in Europe for 3 months between 1980 and 1996 you can’t donate blood which basically takes out everyone who ever served in the military and was stationed overseas, anyone who studied abroad or anyone who had a job overseas during that period. The Red Cross is always announcing they have a shortage of blood donors but they create the shortage with the byzantine array of restrictions that they refuse to revisit. 

Okay, the above stuff is stigma and total crap, we have efficient screens for HIV and things now, the blood will be screened anyway, banning people for their sexual history is completely prejudice and its wasteful, and those rules really need to go.
But the last one, the ban on donation for people living in Europe, is actually done for a reason. Its an attempt to limit the spread of vCJD, which we don’t have a way of screening for right now.


Last i went you could donate blood if trans, I was openly trans at my blood clinic and they took me. So its probably just that particular clinic, which I say so that other trans people arent discouraged from trying to donate.
Also… as long as its the only question you lie on… if theres a blood shortage emergency I really dont see why not lie on that one question. Like its terrible to have to do that and im not trying to make you feel bad if you avoiding donating because of it, but since we know its not scientifically founded it seems perfectly moral to me to lie on that one question if you want to donate. There’s not really a way for them to fact check that.


I really never understood why people don’t just LIE
“Heartbroken they couldn’t-“ JUST LIE ON THE FORM

I’m an openly queer woman in Italy and I’ve never lied on my form, but also, my form doesn’t even ask the gender of my partner. All the questions are phrased “have you had any heterosexual or homosexual intercourse in the past six months?”, “have you changed partner in the past six months?” They are willingly phrased to work for all people because there’s literally no scientific reason as to why straight blood would be safer than gay blood.It’s just a formality. Honestly, you could write you just had an orgy and as long as you claim you’ve practiced safe sex they’ll give you the green card to donate. At most, they mark your sack for a more thorough venereal diseases screening in case you couldn’t affirm for sure that you’re 100% clean.The whole “but after the AIDS scare” discourse is bullcrap. They give AIDS informative flyers to all donors once a year and they screen for HIV all the sacks. Whenever you donate, you get the analysis results back and if you check, straight or gay, there’s always the results for the HIV test. Because medicine knows that straights and gays are all equally likely to be affected, it’s how it is.If you’re gay, you can donate. If you’re trans, the most that can happen is that your doctor allows you two yearly donations, roughly six months apart, if you are having your period; otherwise you’re allowed three yearly donations, roughly four months apart. That’s it.If the forms are like those provided in Italy, you won’t have even have to lie. If you live in some dumbass country that thinks you cannot donate if you’re queer, though, yeah, just fucking lie about it because there is no valid reason that says you cannot give blood.It’s an whole different matter if we’re talking about restrictions based on where you were at X date.These questions are common worldwide because they refer to viruses and infections that cannot be screened. This is not made because the Red Cross is mean and cruel and whatever the fuck; it’s because they cannot be sure your blood is not contaminated and since the blood is going to someone who, it stands to reason, is already compromised on their own, they cannot fight their own battle and add more. That’s why you cannot donate. My uncle died because he was fighting leukemia and was injected a transfusion of infected blood. DO NOT LIE ON THE FORM ABOUT ILLNESSES YOU HAD OR PLACES YOU’VE BEEN TO. YOUR WISH TO DONATE IS WORTH JACK SHIT IF YOU CONTAMINATE SOMEONE BECAUSE YOU WEREN’T HONEST.
                
            

            
            
agapantoblu:

somecunttookmyurl:
creaturethatcries:


dr-dendritic-trees:

karnythia:

voidbat:

genderfuckt:


optimysticals:

the-fury-of-...

            
            
        

    



        

            
        
        

            




    Family, Get Money, and God: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this 

    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                Family, Get Money, and God: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this 

                
            

            
            
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitali...